2. Mbinga
Please note that the information you are viewing is 128 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Markaz
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Mbinga Community Bank Ltd Head QuartersMbinga, RuvumaPO Box 290
Data approved: 2013-03-20
Data version: 2
Age of data: 128 months
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Institution

Markaz Community Cooperative Credit Union GumaniTamale, Northern Region
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2003
Head of InstitutionShedehva Optat
Regions activeRuvuma
# Branches1

Total Portfolio (nat'l)TZS 4,748,143,743
Total Portfolio (USD)USD 2,986,253.93
Active clients with loans1,069.80
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsCommunity Bank Association
FundersFinancial Sector Deepening, Agricultural Trust Fund

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established2009
Head of InstitutionPhyllis Ayetey
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 150,000
Total Portfolio (USD)USD 76,142.13
Active clients with loans650
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsCredit Union Association (CUA), GHAMFIN
FundersChristian Children's Fund of Canada

Loan Products » Summary

Salary
86 Borrowers
USD 186,986.65 Portfolio
Active Product
Business
58 Borrowers
USD 1,104,205.77 Portfolio
Active Product
Solidarity
882.70 Borrowers
USD 1,695,061.51 Portfolio
Active Product

Loan Products » Summary

Business
50 Borrowers
USD 15,228.43 Portfolio
Active Product
Credit Union
300 Borrowers
USD 35,532.99 Portfolio
Active Product
Enterprise
300 Borrowers
USD 25,380.71 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Salary Loan TZS 300,000 - 6,000,000 12 60% - 80% 40% - 60% Any Purpose Women, Men, Salaried worker Group Mtgs, Business Training
Small Business Loan TZS 1,000,000 - 45,000,000 3 - 18 20% - 40% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Solidarity Group Loan TZS 500,000 - 3,500,000 1 - 12 40% - 60% 20% - 40% Business, Agriculture Women, Men, Must run agricultural activities or business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 1,000 - 5,000 6 - 12 60% - 80% 80% - 100% Business Women, Men, Have business Tech Asst Visits
Credit Union Loan GHS 100 - 2,000 3 - 12 40% - 60% 80% - 100% Any Purpose Women, Men Credit Ins
Micro-Enterprise Loan GHS 100 - 1,000 6 - 12 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Salary Loan 24.00% annual, Flat 2 Fees 1 Ins None N/A 48.7% - 57.2% 50% - 59.8% 41
Small Business Loan 10.00%-24.00% annual, Flat 3 Fees 1 Ins None N/A 58.6% - 71.7% 61.2% - 77% 15
Solidarity Group Loan 10.00%-30.00% annual, Flat 2 Fees 1 Ins None 30.00% upfront 14.2% - 94.9% 22.9% - 242.9% 8

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 40.00% annual, Flat 1 Fee 0 Ins None 25.00%- upfront 0% 0% N/A
Credit Union Loan 36.00% annual, Decl Bal 1 Fee 0 Ins None 50.00%- upfront 0% 0% N/A
Micro-Enterprise Loan 30.00% annual, Flat 1 Fee 0 Ins None 35.00%- upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Salary Loan 24.00% annual, Flat 2 Fees 1 Ins Ins None N/A 48.7% - 57.2% 50% - 59.8% 41
Small Business Loan 10.00%-24.00% annual, Flat 3 Fees 1 Ins Ins None N/A 58.6% - 71.7% 61.2% - 77% 15
Solidarity Group Loan 10.00%-30.00% annual, Flat 2 Fees 1 Ins Ins None 30.00% upfront 14.2% - 94.9% 22.9% - 242.9% 8

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 40.00% annual, Flat 1 Fee 0 Ins Ins None 25.00%- upfront 0% 0% N/A
Credit Union Loan 36.00% annual, Decl Bal 1 Fee 0 Ins Ins None 50.00%- upfront 0% 0% N/A
Micro-Enterprise Loan 30.00% annual, Flat 1 Fee 0 Ins Ins None 35.00%- upfront 0% 0% N/A
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