| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | Shedehva Optat |
| Regions active | Ruvuma |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 4,748,143,743 |
| Total Portfolio (USD) | USD 2,986,253.93 |
| Active clients with loans | 1,069.80 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Community Bank Association |
| Funders | Financial Sector Deepening, Agricultural Trust Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | TZS 300,000 - 6,000,000 | 12 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Group Mtgs, Business Training | |||||||
| Small Business Loan | TZS 1,000,000 - 45,000,000 | 3 - 18 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Solidarity Group Loan | TZS 500,000 - 3,500,000 | 1 - 12 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men, Must run agricultural activities or business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | 24.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 48.7% - 57.2% | 50% - 59.8% | 41 | ||||||||
| Small Business Loan | 10.00%-24.00% annual, Flat | 3 Fees | 1 Ins | None | N/A | 58.6% - 71.7% | 61.2% - 77% | 15 | ||||||||
| Solidarity Group Loan | 10.00%-30.00% annual, Flat | 2 Fees | 1 Ins | None | 30.00% upfront | 14.2% - 94.9% | 22.9% - 242.9% | 8 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 110 |
| AKIBA | 26,900 | 36,852,000 | 4 | 123 |
| BELITA | 5,800 | 492,000 | 1 | 123 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 123 |
| F & K Finance | 0 | 38,000 | 1 | 146 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 106 |
| FMFC | 1,500 | 392,000 | 6 | 123 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 123 |
| Mbinga | 1,000 | 2,986,000 | 3 | 123 |
| MCBL | 3,600 | 2,837,000 | 6 | 123 |
| MDF Tanzania | 600 | 148,000 | 1 | 123 |
| NMB | 45,100 | 74,528,000 | 1 | 123 |
| Opportunity | 8,600 | 3,018,000 | 3 | 123 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 123 |
| PTF | - | N/A | 123 | |
| Selfina | 8,000 | 3,773,000 | 2 | 146 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 123 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 117 |
| Victoria | 100 | 377,000 | 3 | 146 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 146 |
| Key Statistics | |
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| % Products with compulsory deposits |
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