Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2003 |
Head of Institution | SHEDEHWA OPTAT |
Regions active | 0 |
# Branches | 1 |
Total Portfolio (nat'l) | TZS 4,600,000,000 |
Total Portfolio (USD) | USD 3,066,666.67 |
Active clients with loans | 12,963 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 20% - 40% |
Network affiliations | COMMUNITY BANK ASSOCIATION (CBA) |
Funders | FINANCIAL SECTOR DEEPENING, AGRICULTURAL TRUST FUND(AGTF) |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.seilanithih.com.kh/ |
Year established | 1996 |
Head of Institution | Mr. Sanjay Gandhi |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kandal, Phnom Penh, PursatSiem Reap |
# Branches | 25 |
Total Portfolio (nat'l) | KHR 26,884,090,059 |
Total Portfolio (USD) | USD 6,806,098.75 |
Active clients with loans | 11,502 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0 |
Network affiliations | CMA |
Funders | CMI, CARD |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Salary Loan | TZS 300,000 - 6,000,000 | 12 | 60% - 80% | 40% - 60% | ||||||||||
Small Business Loan | TZS 1,000,000 - 45,000,000 | 3 - 18 | 20% - 40% | 60% - 80% | ||||||||||
Solidarity Group Loan | TZS 500,000 - 3,500,000 | 1 - 12 | 40% - 60% | 20% - 40% |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | KHR 400,000 - 2,400,000 | 1 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Ins | |||||||
Group Loan (THB) | THB 4,000 - 24,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
Individual Loan (THB) | THB 4,000 - 200,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
Individual Loan (KHR) | KHR 400,000 - 20,000,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | ||||||||
Individual Loan (USD) | USD 100 - 10,000 | 1 - 24 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business, Have home or land, Specific age group |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Salary Loan | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins | N/A | 48.6% - 48.8% | 51.9% - 52.1% | 46 | |||||||||
Small Business Loan | 10.00%-0.00% annual, Flat | 3 Fees | 1 Ins | N/A | 49.5% - 49.8% | 50.1% - 53.1% | 19 | |||||||||
Solidarity Group Loan | 10.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 55.2% - 103.6% | 114% - 169% | 7 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 36% | 37.1% | 97 | ||||||||
Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 32.9% - 36% | 34.8% - 37.1% | 100 | ||||||||
Individual Loan (THB) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 27.1% - 36% | 28.7% - 37.1% | 88 | ||||||||
Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 30% - 36% | 31% - 37.1% | 85 | ||||||||
Individual Loan (USD) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 27.1% - 33.4% | 28.6% - 35.2% | 95 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Salary Loan | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | N/A | 48.6% - 48.8% | 51.9% - 52.1% | 46 | |||||||||
Small Business Loan | 10.00%-0.00% annual, Flat | 3 Fees | 1 Ins Ins | N/A | 49.5% - 49.8% | 50.1% - 53.1% | 19 | |||||||||
Solidarity Group Loan | 10.00%-0.00% annual, Flat | 2 Fees | 1 Ins Ins | 55.2% - 103.6% | 114% - 169% | 7 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 36% | 37.1% | 97 | ||||||||
Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 32.9% - 36% | 34.8% - 37.1% | 100 | ||||||||
Individual Loan (THB) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 27.1% - 36% | 28.7% - 37.1% | 88 | ||||||||
Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 30% - 36% | 31% - 37.1% | 85 | ||||||||
Individual Loan (USD) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 3.0% upfront | 27.1% - 33.4% | 28.6% - 35.2% | 95 |
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