| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.selfina.com/ |
| Year established | 2002 |
| Head of Institution | Dr Victoria Kisyombe |
| Regions active | |
| # Branches | 8 |
| Total Portfolio (nat'l) | TZS 5,000,000,000 |
| Total Portfolio (USD) | USD 3,144,654.09 |
| Active clients with loans | 8,243 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders | Glassroots Business Fund |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1996 |
| Head of Institution | Pramod Kumar Paliwal |
| Regions active | |
| # Branches | 10 |
| Total Portfolio (nat'l) | INR 98,799,721 |
| Total Portfolio (USD) | USD 1,864,145.68 |
| Active clients with loans | 13,170 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | TZS 150,000 - 4,000,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business | Business Training | |||||||
| Working Capital Loan | TZS 150,000 - 5,000,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sampda | INR 35,000 - 35,000 | 16 | 80% - 100% | 20% - 40% | Business, Can only be used for FIXED assets, Asset Creation of Borrower's Choice | Women | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
| Shahyog | INR 10,000 - 16,000 | 12 | 80% - 100% | 20% - 40% | Business, Housing | Women | Credit Educ, Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | 30.00%-33.60% annual, Flat | 1 Fee | 0 Ins | None | 25.00% upfront | 63.6% - 75.9% | 103.3% - 127.1% | 27 | ||||||||
| Working Capital Loan | 33.60% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 61.4% - 64.2% | 87.3% - 93.4% | 36 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sampda | 0% | 29.2% | 32.4% | N/A | ||||||||||
| Shahyog | 0% | 31.7% | 35.9% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | 30.00%-33.60% annual, Flat | 1 Fee | 0 Ins Ins | None | 25.00% upfront | 63.6% - 75.9% | 103.3% - 127.1% | 27 | ||||||||
| Working Capital Loan | 33.60% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.00% upfront | 61.4% - 64.2% | 87.3% - 93.4% | 36 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sampda | 0% | 29.2% | 32.4% | N/A | ||||||||||
| Shahyog | 0% | 31.7% | 35.9% | N/A |
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| % Products with compulsory deposits |
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