| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.selfina.com/ |
| Year established | 2002 |
| Head of Institution | Dr Victoria Kisyombe |
| Regions active | |
| # Branches | 8 |
| Total Portfolio (nat'l) | TZS 5,000,000,000 |
| Total Portfolio (USD) | USD 3,144,654.09 |
| Active clients with loans | 8,243 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders | Glassroots Business Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | TZS 150,000 - 4,000,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business | Business Training | |||||||
| Working Capital Loan | TZS 150,000 - 5,000,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | 30.00%-33.60% annual, Flat | 1 Fee | 0 Ins | None | 25.00% upfront | 63.6% - 75.9% | 103.3% - 127.1% | 27 | ||||||||
| Working Capital Loan | 33.60% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 61.4% - 64.2% | 87.3% - 93.4% | 36 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 110 |
| AKIBA | 26,900 | 36,852,000 | 4 | 124 |
| BELITA | 5,800 | 492,000 | 1 | 124 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 124 |
| F & K Finance | 0 | 38,000 | 1 | 146 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 106 |
| FMFC | 1,500 | 392,000 | 6 | 124 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 124 |
| Mbinga | 1,000 | 2,986,000 | 3 | 124 |
| MCBL | 3,600 | 2,837,000 | 6 | 124 |
| MDF Tanzania | 600 | 148,000 | 1 | 124 |
| NMB | 45,100 | 74,528,000 | 1 | 124 |
| Opportunity | 8,600 | 3,018,000 | 3 | 124 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 124 |
| PTF | - | N/A | 124 | |
| Selfina | 8,000 | 3,773,000 | 2 | 146 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 124 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 118 |
| Victoria | 100 | 377,000 | 3 | 146 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 146 |
| Key Statistics | |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
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