| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.selfina.com/ |
| Year established | 2002 |
| Head of Institution | Dr Victoria Kisyombe |
| Regions active | |
| # Branches | 8 |
| Total Portfolio (nat'l) | TZS 5,000,000,000 |
| Total Portfolio (USD) | USD 3,144,654.09 |
| Active clients with loans | 8,243 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders | Glassroots Business Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | TZS 150,000 - 4,000,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business | Business Training | |||||||
| Working Capital Loan | TZS 150,000 - 5,000,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | 30.00%-33.60% annual, Flat | 1 Fee | 0 Ins | None | 25.00% upfront | 63.6% - 75.9% | 103.3% - 127.1% | 27 | ||||||||
| Working Capital Loan | 33.60% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 61.4% - 64.2% | 87.3% - 93.4% | 36 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AB Bank | 300 | 307,000 | 2 | 146 |
| AMZ | 4,900 | 651,000 | 2 | 146 |
| CETZAM | 6,700 | 2,210,000 | 4 | 146 |
| Eclof Zambia | 200 | 111,000 | 4 | 146 |
| Empowerment | 1,500 | 447,000 | 5 | 146 |
| FINCA Zambia | 43,700 | 16,420,000 | 4 | 103 |
| Harmos | 9,800 | 1,398,000 | 3 | 146 |
| Kungoma | 43 | 18,000 | 2 | 146 |
| MBT | 13,900 | 1,563,000 | 5 | 146 |
| Meanwood | 2,000 | 1,766,000 | 5 | 146 |
| PFSL | 1,300 | 3,506,000 | 3 | 146 |
| Zambia CRC | 30 | 1,000 | 1 | 146 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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