Institution

Tujijenge Tanzania Limited Head OfficeDar Es SalaamPO Box 22320
Data approved: 2013-05-30
Data version: 2
Age of data: 128 months

Institution

Sinapi Aba Trust 22A Ellis Avenue Nhyiaeso, Near Capital Radio, KumasiPostal Office Box 4911, KumasiKUMASSI, ASHANTI REGION233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeOther
Is this institution regulated?No
Website addresshttp://www.tujijengeafrika.org/
Year established2006
Head of InstitutionNambobi Shafi
Regions activeDar es Salaam, Mara, Mwanza, Pwani
# Branches5

Total Portfolio (nat'l)TZS 3,649,989,349
Total Portfolio (USD)USD 2,295,590.79
Active clients with loans10,078
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsAFRICAP, TAMFI, Microfinance Association Institution Network
FundersTujijenge Afrika, Micro Africa, LJK Holdings, Africap

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sinapiaba.com/
Year established1994
Head of InstitutionAnthony Gyasi-Fosu
Regions active0
# Branches48

Total Portfolio (nat'l)GHS 34,500,000
Total Portfolio (USD)USD 23,000,000
Active clients with loans107,000
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsOpportunity Internal network, Ghamfin, Mix Market, Assfin
FundersBlue Orchard, Symbotics, Kolibre Capital, Tridos

Loan Products » Summary

2,648 Borrowers
USD 499,097.47 Portfolio
Active Product
7,089 Borrowers
USD 898,076.54 Portfolio
Active Product
137 Borrowers
USD 458,235.37 Portfolio
Active Product
160 Borrowers
USD 205,586.65 Portfolio
Active Product

Loan Products » Summary

1,950 Borrowers
USD 2,000,000 Portfolio
Active Product
250 Borrowers
USD 600,000 Portfolio
Active Product
SME
600 Borrowers
USD 1,666,667 Portfolio
Active Product
45,900 Borrowers
USD 7,333,333 Portfolio
Active Product
64,500 Borrowers
USD 8,666,667 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Flexible Loan TZS 50,000 - 4,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Group Loan TZS 50,000 - 4,000,000 3 - 12 80% - 100% 80% - 100% Business, Housing, Education, Other Women, Men, Have business, 18 and above Credit Educ, Group Mtgs, Credit Ins, Other Training, Group dynamics
Individual Loan TZS 500,000 - 15,000,000 6 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins
MYC4 Loan TZS 500,000 - 50,000,000 6 - 18 40% - 60% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual GHS 1,000 - 5,000 6 - 12 80% - 100% 60% - 80%
School Loans GHS 1,000 - 10,000 6 - 24 20% - 40% 40% - 60%
SME GHS 5,000 - 50,000 6 - 12 60% - 80% 80% - 100%
Solidarity GHS 1,000 - 4,000 0.5 - 10 80% - 100% 0% - 20%
Trust Bank GHS 200 - 900 6 - 10 80% - 100% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Flexible Loan 48.00% annual, Flat 0 Fees 0 Ins None 20.00% upfront 65.5% - 93% 91% - 138.1% 38
Group Loan 48.00% annual, Flat 0 Fees 0 Ins None 20.00% upfront 76.4% - 89% 108.4% - 130.3% 38
Individual Loan 36.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 66.3% - 80.3% 78.6% - 95.4% 43
MYC4 Loan 40.08% annual, Decl Bal 2 Fees 0 Ins None N/A 73.1% - 91.5% 73.1% - 91.5% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual 20.00%-0.00% annual, Flat 1 Fee 1 Ins 56.4% - 92% 69.3% - 113.1% 21
School Loans 20.00%-0.00% annual, Flat 0 Fees 0 Ins N/A 50.4% - 57.2% 50.4% - 57.2% 37
SME 36.00%-0.00% annual, Flat 1 Fee 1 Ins 57.3% - 86.7% 69.2% - 105.5% 43
Solidarity 22.00%-0.00% annual, Flat 2 Fees 1 Ins 84.4% - 88.6% 102.8% - 109.2% 20
Trust Bank 22.00%-0.00% annual, Flat 2 Fees 1 Ins 84.3% - 98.5% 104.3% - 122.6% 19

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Flexible Loan 48.00% annual, Flat 0 Fees 0 Ins Ins None 20.00% upfront 65.5% - 93% 91% - 138.1% 38
Group Loan 48.00% annual, Flat 0 Fees 0 Ins Ins None 20.00% upfront 76.4% - 89% 108.4% - 130.3% 38
Individual Loan 36.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 66.3% - 80.3% 78.6% - 95.4% 43
MYC4 Loan 40.08% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 73.1% - 91.5% 73.1% - 91.5% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual 20.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 56.4% - 92% 69.3% - 113.1% 21
School Loans 20.00%-0.00% annual, Flat 0 Fees 0 Ins Ins N/A 50.4% - 57.2% 50.4% - 57.2% 37
SME 36.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 57.3% - 86.7% 69.2% - 105.5% 43
Solidarity 22.00%-0.00% annual, Flat 2 Fees 1 Ins Ins 84.4% - 88.6% 102.8% - 109.2% 20
Trust Bank 22.00%-0.00% annual, Flat 2 Fees 1 Ins Ins 84.3% - 98.5% 104.3% - 122.6% 19
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to