Tujijenge Tanzania Limited - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 128 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Tujijenge Tanzania Limited Head OfficeDar Es SalaamPO Box 22320

Data approved: 2013-05-30

Data version: 2

Age of data: 128 months

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Institution

Caixa Comunit?ria de Microfinan?as Av. Das FPLM,832% ICB e Loja de Pe?asMaputo, Maputo

Data approved: 2012-02-06

Data version: 1

Age of data: - months

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Institution Details

Institution Type	Other
Is this institution regulated?	No
Website address	http://www.tujijengeafrika.org/
Year established	2006
Head of Institution	Nambobi Shafi
Regions active	Dar es Salaam, Mara, Mwanza, Pwani
# Branches	5

Total Portfolio (nat'l)	TZS 3,649,989,349
Total Portfolio (USD)	USD 2,295,590.79
Active clients with loans	10,078
Approximate % female clients	80% - 100%
Approximate % urban clients	60% - 80%
Network affiliations	AFRICAP, TAMFI, Microfinance Association Institution Network
Funders	Tujijenge Afrika, Micro Africa, LJK Holdings, Africap

Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	Yes
Website address	N/A
Year established	1998
Head of Institution	Enoque Raimundo Changamo
Regions active	0
# Branches	12

Total Portfolio (nat'l)	MT 90,149,772
Total Portfolio (USD)	USD 2,908,057.16
Active clients with loans	11,448
Approximate % female clients	40% - 60%
Approximate % urban clients	40% - 60%
Network affiliations	AMOMIF, MAIN
Funders

Loan Products » Summary

Flexible

2,648 Borrowers

USD 499,097.47 Portfolio

Active Product

Group Loan

7,089 Borrowers

USD 898,076.54 Portfolio

Active Product

Individual

137 Borrowers

USD 458,235.37 Portfolio

Active Product

MYC4

160 Borrowers

USD 205,586.65 Portfolio

Active Product

Loan Products » Summary

Individual

98 Borrowers

USD 144,822 Portfolio

Active Product

Indv CCOM

846 Borrowers

USD 297,200 Portfolio

Active Product

Sem Avalista

98 Borrowers

USD 284,412 Portfolio

Active Product

Micronegocio

3,785 Borrowers

USD 377,779 Portfolio

Active Product

Comercio

1,170 Borrowers

USD 270,417 Portfolio

Active Product

Agricultura

611 Borrowers

USD 581,611 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Group Flexible Loan	TZS 50,000 - 4,000,000	3 - 12	60% - 80%	60% - 80%	Business	Women, Men, Have business	Credit Educ, Group Mtgs, Credit Ins
Group Loan	TZS 50,000 - 4,000,000	3 - 12	80% - 100%	80% - 100%	Business, Housing, Education, Other	Women, Men, Have business, 18 and above	Credit Educ, Group Mtgs, Credit Ins, Other Training, Group dynamics
Individual Loan	TZS 500,000 - 15,000,000	6 - 12	40% - 60%	60% - 80%	Business	Women, Men, Have business	Credit Educ, Credit Ins
MYC4 Loan	TZS 500,000 - 50,000,000	6 - 18	40% - 60%	80% - 100%	Business	Women, Men, Have business	Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Credito Individual CCOM	MZN 10,000 - 100,000	6 - 12	40% - 60%	60% - 80%	Business	Women, Men, Have business, Have home or land, Salaried worker	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Credito Individual	MZN 10,000 - 100,000	6 - 12	40% - 60%	60% - 80%	Business	Women, Men, Have business, Have home or land, Salaried worker	Credit Educ, Tech Asst Visits, Business Training, Other Training
Credito Individual Sem Avalista	MZN 10,000 - 100,000	4 - 12	60% - 80%	60% - 80%	Business	Women, Men, Have business	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Grupo Solidario Pequeno Grupo Micronegocios	MZN 4,000 - 50,000	6 - 12	40% - 60%	60% - 80%	Any Purpose	Women, Men, Have business, Have home or land
Grupo Solidario Pequeno Grupo Comercio	MZN 10,000 - 45,000	6	40% - 60%	80% - 100%	Any Purpose	Women, Men, Have business, Have home or land, Salaried worker
GSGF Credito a Agricultura	MZN 4,000 - 50,000	8 - 12	40% - 60%	0% - 20%	Agriculture	Women, Men, Have business, Have home or land	Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Group Flexible Loan	48.00% annual, Flat	0 Fees	None	20.00% upfront	65.5% - 93%	91% - 138.1%	38
Group Loan	48.00% annual, Flat	0 Fees	None	20.00% upfront	76.4% - 89%	108.4% - 130.3%	38
Individual Loan	36.00% annual, Flat	2 Fees	None	10.00% upfront	66.3% - 80.3%	78.6% - 95.4%	43
MYC4 Loan	40.08% annual, Decl Bal	2 Fees	None	N/A	73.1% - 91.5%	73.1% - 91.5%	50

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Credito Individual CCOM	54.0% annual, Decl Bal	1 Fee	1 Ins	None	12.0% upfront	0%	0%	N/A
Credito Individual	54.0% annual, Decl Bal	1 Fee	1 Ins	None	30.0% upfront	0%	0%	N/A
Credito Individual Sem Avalista	54.0% annual, Decl Bal	1 Fee	1 Ins	None	None	0%	0%	N/A
Grupo Solidario Pequeno Grupo Micronegocios	54.0% annual, Decl Bal	1 Fee	1 Ins	None	33.3% upfront	0%	0%	N/A
Grupo Solidario Pequeno Grupo Comercio	54.0% annual, Decl Bal	1 Fee	1 Ins	None	33.3% upfront	0%	0%	N/A
GSGF Credito a Agricultura	36.0% annual, Flat	1 Fee	1 Ins	None	20.0% upfront	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Group Flexible Loan	48.00% annual, Flat	0 Fees	0 Ins Ins	None	20.00% upfront	65.5% - 93%	91% - 138.1%	38
Group Loan	48.00% annual, Flat	0 Fees	0 Ins Ins	None	20.00% upfront	76.4% - 89%	108.4% - 130.3%	38
Individual Loan	36.00% annual, Flat	2 Fees	0 Ins Ins	None	10.00% upfront	66.3% - 80.3%	78.6% - 95.4%	43
MYC4 Loan	40.08% annual, Decl Bal	2 Fees	0 Ins Ins	None	N/A	73.1% - 91.5%	73.1% - 91.5%	50

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Credito Individual CCOM	54.0% annual, Decl Bal	1 Fee	1 Ins Ins	None	12.0% upfront	0%	0%	N/A
Credito Individual	54.0% annual, Decl Bal	1 Fee	1 Ins Ins	None	30.0% upfront	0%	0%	N/A
Credito Individual Sem Avalista	54.0% annual, Decl Bal	1 Fee	1 Ins Ins	None	None	0%	0%	N/A
Grupo Solidario Pequeno Grupo Micronegocios	54.0% annual, Decl Bal	1 Fee	1 Ins Ins	None	33.3% upfront	0%	0%	N/A
Grupo Solidario Pequeno Grupo Comercio	54.0% annual, Decl Bal	1 Fee	1 Ins Ins	None	33.3% upfront	0%	0%	N/A
GSGF Credito a Agricultura	36.0% annual, Flat	1 Fee	1 Ins Ins	None	20.0% upfront	0%	0%	N/A

Institution Price Graph

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

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Total Borrrowers of Samples


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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

Total Borrowers of Samples

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