Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.seda.or.tz |
Year established | 1996 |
Head of Institution | Adriam Merryman |
Regions active | Dodoma, Kilimanjaro, Mwanza, Shinyanga |
# Branches | 12 |
Total Portfolio (nat'l) | TZS 12,569,084,427 |
Total Portfolio (USD) | USD 7,905,084.55 |
Active clients with loans | 34,390 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.bankofbaku.com/ |
Year established | 1993 |
Head of Institution | Sardar A.Hasanov |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | AZN 145,018,460.70 |
Total Portfolio (USD) | USD 185,921,103.50 |
Active clients with loans | 104,601 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | TZS 50,000 - 10,000,000 | 6 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Other Training | |||||||
Kitita | TZS 1,000,000 - 10,000,000 | 3 - 12 | 20% - 40% | 100% | Business, Other | Women, Men, Have business, Have home or land, Specific age group | ||||||||
Jiendeleze | TZS 500,000 - 5,000,000 | 3 - 12 | 40% - 60% | 100% | Business | Women, Men, Have business, Have home or land | Other Training | |||||||
Mkombozi | TZS 50,000 - 1,000,000 | 6 - 8 | 40% - 60% | 0% | Agriculture | Women, Men, Have home or land | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | USD 300 - 20,000 | 3 - 24 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business, 20-65 yaÅ | ||||||||
Mit texnikas, Mebel | AZN 150 - 3,000 | 3 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker, tqaàdçàl | yox, yox | |||||||
Avtomobil krediti | AZN 500 - 50,000 | 3 - 36 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men | Yox, Yox | |||||||
Nad pul krediti | AZN 150 - 3,000 | 3 - 24 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men, Salaried worker |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 64.8% - 66.5% | 78.9% - 81.1% | 45 | ||||||||
Kitita | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 52% - 52.4% | 64.2% - 66% | 46 | ||||||||
Jiendeleze | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 56% - 57.1% | 89.9% - 94.8% | 32 | ||||||||
Mkombozi | 60.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 59.6% - 69.8% | 69.9% - 81.9% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0%-15.0% upfront | 31.3% - 39.2% | 31.3% - 73% | 63 | ||||||||
Mit texnikas, Mebel | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 40.7% - 53.4% | 40.7% - 53.4% | 67 | ||||||||
Avtomobil krediti | 20.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 23.4% - 34.7% | 23.4% - 34.7% | 74 | ||||||||
Nad pul krediti | 28.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.2% - 46.8% | 36.2% - 46.8% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 64.8% - 66.5% | 78.9% - 81.1% | 45 | ||||||||
Kitita | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 52% - 52.4% | 64.2% - 66% | 46 | ||||||||
Jiendeleze | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront | 56% - 57.1% | 89.9% - 94.8% | 32 | ||||||||
Mkombozi | 60.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 59.6% - 69.8% | 69.9% - 81.9% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0%-15.0% upfront | 31.3% - 39.2% | 31.3% - 73% | 63 | ||||||||
Mit texnikas, Mebel | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 40.7% - 53.4% | 40.7% - 53.4% | 67 | ||||||||
Avtomobil krediti | 20.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 23.4% - 34.7% | 23.4% - 34.7% | 74 | ||||||||
Nad pul krediti | 28.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.2% - 46.8% | 36.2% - 46.8% | 68 |
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