| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.pride-tz.org |
| Year established | 1993 |
| Head of Institution | Mr Rashid Malima |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kigoma, Kilimanjaro, Lindi, Manyara, MaraMbeya, Morogoro, Mtwara, Mwanza, Pemba North, Pwani, Rukwa, Ruvuma, ShinyangaSingida |
| # Branches | 70 |
| Total Portfolio (nat'l) | TZS 52,981,652,027 |
| Total Portfolio (USD) | USD 33,321,793.73 |
| Active clients with loans | 102,278 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.daasgift.org/ |
| Year established | 2006 |
| Head of Institution | Mrs Gifty Baaba Asmah |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 96,292 |
| Total Portfolio (USD) | USD 64,194.67 |
| Active clients with loans | 1,424 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | GHAMFIN, ASSFIN, AGSI, MICROCREDIT SUMMIT CAMPAIGN |
| Funders | E&CO, CHF International, Global Giving |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | TZS 300,000 - 3,000,000 | 5 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Premium Group | TZS 3,000,000 - 35,000,000 | 6 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
| Salary Loan | TZS 100,000 - 15,000,000 | 6 - 24 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 0 | 0 | 80% - 100% | 60% - 80% | ||||||||||
| Group lending | GHS 50 - 1,000 | 4 - 6 | 80% - 100% | 40% - 60% | ||||||||||
| Managed Funds Loan | 0 | 0 | 80% - 100% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 3,000.00 ongoing | 52.8% - 54.9% | 97% - 141.6% | 25 | ||||||||
| Premium Group | 22.0%-24.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 13,000.00 ongoing | 43% - 43.3% | 77.9% - 80.5% | 27 | ||||||||
| Salary Loan | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 39.4% - 42.6% | 39.4% - 42.6% | 88 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 0.00% annual, 0 | 0 Fees | 0 Ins | 69.9% - 83.8% | 69.9% - 83.8% | |||||||||||
| Group lending | 65.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 139.1% - 143.6% | 228.8% - 238.8% | 27 | ||||||||||
| Managed Funds Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 82% - 82.4% | 135.7% - 136.3% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront 3,000.00 ongoing | 52.8% - 54.9% | 97% - 141.6% | 25 | ||||||||
| Premium Group | 22.0%-24.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront 13,000.00 ongoing | 43% - 43.3% | 77.9% - 80.5% | 27 | ||||||||
| Salary Loan | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 39.4% - 42.6% | 39.4% - 42.6% | 88 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 69.9% - 83.8% | 69.9% - 83.8% | |||||||||||
| Group lending | 65.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | 139.1% - 143.6% | 228.8% - 238.8% | 27 | ||||||||||
| Managed Funds Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 82% - 82.4% | 135.7% - 136.3% |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
