| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.pride-tz.org |
| Year established | 1993 |
| Head of Institution | Mr Rashid Malima |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kigoma, Kilimanjaro, Lindi, Manyara, MaraMbeya, Morogoro, Mtwara, Mwanza, Pemba North, Pwani, Rukwa, Ruvuma, ShinyangaSingida |
| # Branches | 70 |
| Total Portfolio (nat'l) | TZS 52,981,652,027 |
| Total Portfolio (USD) | USD 33,321,793.73 |
| Active clients with loans | 102,278 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | TZS 300,000 - 3,000,000 | 5 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Premium Group | TZS 3,000,000 - 35,000,000 | 6 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
| Salary Loan | TZS 100,000 - 15,000,000 | 6 - 24 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 3,000.00 ongoing | 52.8% - 54.9% | 97% - 141.6% | 25 | ||||||||
| Premium Group | 22.0%-24.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 13,000.00 ongoing | 43% - 43.3% | 77.9% - 80.5% | 27 | ||||||||
| Salary Loan | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 39.4% - 42.6% | 39.4% - 42.6% | 88 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 108 |
| AKIBA | 26,900 | 36,852,000 | 4 | 121 |
| BELITA | 5,800 | 492,000 | 1 | 121 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 121 |
| F & K Finance | 0 | 38,000 | 1 | 144 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 104 |
| FMFC | 1,500 | 392,000 | 6 | 121 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 121 |
| Mbinga | 1,000 | 2,986,000 | 3 | 121 |
| MCBL | 3,600 | 2,837,000 | 6 | 121 |
| MDF Tanzania | 600 | 148,000 | 1 | 121 |
| NMB | 45,100 | 74,528,000 | 1 | 121 |
| Opportunity | 8,600 | 3,018,000 | 3 | 121 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 121 |
| PTF | - | N/A | 121 | |
| Selfina | 8,000 | 3,773,000 | 2 | 144 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 121 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 115 |
| Victoria | 100 | 377,000 | 3 | 144 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 144 |
| Key Statistics | |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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