- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
ABT	25,400	37,378,000	2	115
AKIBA	26,900	36,852,000	4	128
BELITA	5,800	492,000	1	128
BRAC Tanzania	102,300	19,663,000	2	128
F & K Finance	0	38,000	1	150
FINCA Tanzania	78,400	31,517,000	3	111
FMFC	1,500	392,000	6	128
K-Finance Ltd	1,000	264,000	2	128
Mbinga	1,000	2,986,000	3	128
MCBL	3,600	2,837,000	6	128
MDF Tanzania	600	148,000	1	128
NMB	45,100	74,528,000	1	128
Opportunity	8,600	3,018,000	3	128
PRIDE Tanzania	104,400	33,321,000	3	128
PTF		-	N/A	128
Selfina	8,000	3,773,000	2	150
Tujijenge Tanzania	10,000	2,060,000	4	128
VF^Tanzania	34,390	7,613,000	4	122
Victoria	100	377,000	3	150
YOSEFO	17,100	2,211,000	3	150

Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

ProMujer Bolivia Avenida Hernando Siles NÂ° 5411La Paz

Data approved: 2010-10-28

Data version: 1

Age of data: - months

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Product

Banca Comunal Urbano Rango 2 (USD) Product 6 of 14 « Prev | Next »

Product Details

Key Statistics

Outstanding portfolio (USD)	USD 9,296,694.17
Portfolio (USD)	USD 9,296,694.17
Active Clients with Loans	4,192
Approximate % Female Clients	80% - 100%
Approximate % Urban Clients	80% - 100%

Methodology

Individual
Solidarity group
Village banking	x
Self help group
Other

Description

Loan for village banking of more than 8 people. Framed in HD program targetting urban areas.

Loan Purpose

Any purpose
Income generation	x
Mortgage/housing
Consumer loan	x
Agriculture
Education	x
Other household finance	x
Other
Other (2)

Included Services

Credit education	x
Group meetings	x
Credit insurance	x
Workplace visits
Business training	x
Other training	x
Other	Health Training
Other (2)
No other services

Eligibility

Men
Women	x
Must run a business	x
Must own a home or land
Must be a salaried worker
Must be specific age group
Other	Men can access up to 10% of portfolio
Other (2)	New clients need not own business if they have business plan

# Borrowers by Product

Portfolio Size by Product

Geographic Coverage

# Regions for this institution	N/A
# Regions for this product	N/A
Regions Active

Loan Conditions

Loan Amount

Currency	USD
Minimum loan size	USD 284
Maximum loan size	USD 566

Loan Term and Grace Period

Shortest loan term	4.0 months
Longest loan term	6.0 months
Approx average	6.0 months

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly
Every 2 weeks	x
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Lowest quoted nominal interest	18.00%
Highest quoted nominal interest	18.00%
Interest rate period	Yearly
Interest Rate Calculation Method	Flat
Subsidized by funder request?	N/A
Is rate fixed for entire loan term	Yes

Upfront Fees

	Fee 1
Description	Comisio por desembolso
% of loan amount - min	1.50%
% of loan amount - max	1.50%
OR, Fixed amount - min	0
Fixed amount - max	0
Reason for variation
Appears on Repayment Sched?	Yes

Ongoing Fees

This product has no ongoing fees

Upfront Insurance Fees

This product has no upfront insurance fees

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	All
Criteria	N/A
Is deposit indicated on the repayment schedule?	Yes
Do borrowers control deposit in their group?	Yes

Deposit BEFORE or AT Disbursement

% loan amount deposited	10.00% - N/A
or, Fixed-amount deposited	0

Deposits DURING period payments

% loan amount deposited	20.00% - N/A
or, Fixed-amount deposited	0
Conditions on access to deposit	When Leaving

Interest Paid on Deposit

Minimum interest rate paid	0.50%
Maximum interest rate paid	1.00%
Interest payment frequency	Annually

Taxes

Are taxes charged on this product?	Yes
Percentage of fees	0
All or some fees taxed	N/A

Full Pricing Data

Banca Comunal Urbano Rango 2 (USD) samples

	Sample 1	Sample 2
Loan Amount	USD 355.33	USD 406.09
Loan Cycle (1, 2, 3, etc)	4	2
Disbursement Date	2010-01-18	2010-01-13
Loan Term (Months)	5.6 months	5.6 months
Grace Period (Months)	0.0 months	0.0 months
Total Cost of Credit	Not Known	Not Known
True Price by Comp
Interest and Fee Component	37.0%	36.6%
Insurance Component	0.0%	0.0%
Tax Component	0.6%	0.6%
Deposit Component	15.8%	15.5%
Full APR (int fee ins tax dep)	53.4%	52.7%
Transparency Index	34	34

Original Repayment Schedule	PDF	PDF
MFT Pricing Calculation	PDF	PDF

Banca Comunal Urbano Rango 2 (USD) Price Graphs

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

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