Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ABT | 25,400 | 37,378,000 | 2 | 115 |
AKIBA | 26,900 | 36,852,000 | 4 | 128 |
BELITA | 5,800 | 492,000 | 1 | 128 |
BRAC Tanzania | 102,300 | 19,663,000 | 2 | 128 |
F & K Finance | 0 | 38,000 | 1 | 150 |
FINCA Tanzania | 78,400 | 31,517,000 | 3 | 111 |
FMFC | 1,500 | 392,000 | 6 | 128 |
K-Finance Ltd | 1,000 | 264,000 | 2 | 128 |
Mbinga | 1,000 | 2,986,000 | 3 | 128 |
MCBL | 3,600 | 2,837,000 | 6 | 128 |
MDF Tanzania | 600 | 148,000 | 1 | 128 |
NMB | 45,100 | 74,528,000 | 1 | 128 |
Opportunity | 8,600 | 3,018,000 | 3 | 128 |
PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 128 |
PTF | - | N/A | 128 | |
Selfina | 8,000 | 3,773,000 | 2 | 150 |
Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 128 |
VF^Tanzania | 34,390 | 7,613,000 | 4 | 122 |
Victoria | 100 | 377,000 | 3 | 150 |
YOSEFO | 17,100 | 2,211,000 | 3 | 150 |
Outstanding portfolio (PHP) | PHP 19,276,410 |
Portfolio (USD) | USD 461,158.13 |
Active Clients with Loans | 11,000 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 0% - 20% |
Individual | |
Solidarity group | |
Village banking | x |
Self help group | x |
Other |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | x |
Group meetings | x |
Credit insurance | x |
Workplace visits | x |
Business training | x |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | N/A |
# Regions for this product | N/A |
Regions Active |
Currency | PHP |
Minimum loan size | PHP 3,000 |
Maximum loan size | 60,000 |
Shortest loan term | 6.0 months |
Longest loan term | 12.0 months |
Approx average | 0 |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | x |
Every 2 weeks | |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 3.00% |
Highest quoted nominal interest | 3.00% |
Interest rate period | Monthly |
Interest Rate Calculation Method | Flat |
Subsidized by funder request? | Yes |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Service Charge |
% of loan amount - min | 3.00% |
% of loan amount - max | 3.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | |
Appears on Repayment Sched? | No |
Ins 1 | |
---|---|
Description | Loan Insurance - Registration |
% of loan amount - min | 0 |
% of loan amount - max | 0 |
OR, Fixed amount - min | 300 |
Fixed amount - max | 300 |
Reason for variation | N/A |
Appears on Repayment Sched? | No |
Ins 1 | |
---|---|
Description | Life Insurance |
% of loan amount - min | 0 |
% of loan amount - max | 0 |
OR, Fixed amount - min | 20 |
Fixed amount - max | 20 |
Reason for variation | N/A |
Appears on Repayment Sched? | No |
Required for | All |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | Yes |
Do borrowers control deposit in their group? | Yes |
% loan amount deposited | 5.00% |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 0 |
or, Fixed-amount deposited | PHP 8 - PHP 20 |
Conditions on access to deposit | Access During |
Minimum interest rate paid | 3.00% |
Maximum interest rate paid | 3.00% |
Interest payment frequency | Annually |
Are taxes charged on this product? | Yes |
Percentage of fees | 0 |
All or some fees taxed | N/A |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | |||||
---|---|---|---|---|---|---|---|---|---|
Loan Amount | PHP 3,000 | PHP 8,000 | PHP 15,000 | PHP 25,000 | PHP 60,000 | ||||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
Disbursement Date | 2011-08-24 | 2011-09-13 | 2011-05-05 | 2011-09-12 | 2011-07-18 | ||||
Loan Term (Months) | 5.8 months | 5.8 months | 11.7 months | 11.7 months | 11.7 months | ||||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | ||||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
True Price by Comp | |||||||||
Interest and Fee Component | 81.8% | 81.8% | 73.8% | 73.8% | 73.8% | ||||
Insurance Component | 110.5% | 40.3% | 16.3% | 9.8% | 4.1% | ||||
Tax Component | 2.8% | 2.4% | 1.3% | 1.2% | 1.2% | ||||
Deposit Component | 28.9% | 18.6% | 12.7% | 10.0% | 7.9% | ||||
Full APR (int fee ins tax dep) | 224.0% | 143.2% | 104.1% | 94.9% | 87.0% | ||||
Transparency Index | 16 | 25 | 35 | 38 | 41 | ||||
Original Repayment Schedule | |||||||||
MFT Pricing Calculation |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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