| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2002 |
| Head of Institution | Joseph Mugume |
| Regions active | Western |
| # Branches | 1 |
| Total Portfolio (nat'l) | UGX 3,100,954,725 |
| Total Portfolio (USD) | USD 1,240,381.89 |
| Active clients with loans | 1,500 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Uganda Cooperative Alliance, AMFIU, ANKOLE Private Sector |
| Funders | TRIAS-Uganda, SUFFICE |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | Charles Isingoma |
| Regions active | 0 |
| # Branches | 5 |
| Total Portfolio (nat'l) | UGX 7,921,352,553 |
| Total Portfolio (USD) | USD 3,600,614.80 |
| Active clients with loans | 17,248 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFIU, AMT, MFI Upgrading Initiative |
| Funders | TRIPPLE JUMP, OIKOCREDIT, TRIAS, CRS |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | UGX 100,000 - 15,000,000 | 4 - 12 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Banana Improvement Loan | UGX 100,000 - 5,000,000 | 4 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | UGX 50,000 - 15,000,000 | 6 - 12 | 60% - 80% | 20% - 40% | ||||||||||
| Individual Loan | UGX 500,000 - 10,000,000 | 6 - 24 | 20% - 40% | 20% - 40% | ||||||||||
| Salary Loan | UGX 250,000 - 10,000,000 | 6 - 12 | 20% - 40% | 20% - 40% | ||||||||||
| School Fees Loan | UGX 700,000 - 1,500,000 | 6 - 8 | 20% - 40% | 20% - 40% | ||||||||||
| Solidarity Group Loan | UGX 200,000 - 500,000 | 4 - 12 | 60% - 80% | 40% - 60% | ||||||||||
| Village Bank Loan | UGX 50,000 - 5,000,000 | 4 - 12 | 40% - 60% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.00% upfront | 39.4% - 39.5% | 50.2% - 50.3% | 71 | ||||||||
| Banana Improvement Loan | 34.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 10.00% upfront | 39.2% - 44.5% | 49.8% - 55.4% | 65 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 27.60% annual, Flat | 1 Fee | 0 Ins | 0% - 54.6% | 47.9% - 93.5% | 40 | ||||||||||
| Individual Loan | 27.60% annual, Flat | 1 Fee | 0 Ins | N/A | 0% - 52.5% | 53.4% - 55.5% | 51 | |||||||||
| Salary Loan | 24.00% annual, Flat | 1 Fee | 1 Ins | N/A | 43% - 46.5% | 44.2% - 49.5% | 52 | |||||||||
| School Fees Loan | 24.00% annual, Flat | 1 Fee | 0 Ins | N/A | 56.5% - 58.2% | 60.3% - 62.1% | 39 | |||||||||
| Solidarity Group Loan | 30.00% annual, Flat | 1 Fee | 1 Ins | 66.5% - 68.9% | 119.6% - 126.5% | 24 | ||||||||||
| Village Bank Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | 25.7% - 66.6% | 39.7% - 119.8% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 39.4% - 39.5% | 50.2% - 50.3% | 71 | ||||||||
| Banana Improvement Loan | 34.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 39.2% - 44.5% | 49.8% - 55.4% | 65 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 27.60% annual, Flat | 1 Fee | 0 Ins Ins | 0% - 54.6% | 47.9% - 93.5% | 40 | ||||||||||
| Individual Loan | 27.60% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 0% - 52.5% | 53.4% - 55.5% | 51 | |||||||||
| Salary Loan | 24.00% annual, Flat | 1 Fee | 1 Ins Ins | N/A | 43% - 46.5% | 44.2% - 49.5% | 52 | |||||||||
| School Fees Loan | 24.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 56.5% - 58.2% | 60.3% - 62.1% | 39 | |||||||||
| Solidarity Group Loan | 30.00% annual, Flat | 1 Fee | 1 Ins Ins | 66.5% - 68.9% | 119.6% - 126.5% | 24 | ||||||||||
| Village Bank Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | 25.7% - 66.6% | 39.7% - 119.8% | 35 |
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