| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.finca.org/ |
| Year established | 1992 |
| Head of Institution | Julius Omoding |
| Regions active | Central, Eastern, Northern, Western, Southern |
| # Branches | 27 |
| Total Portfolio (nat'l) | UGX 69,190,692,605 |
| Total Portfolio (USD) | USD 27,402,254.50 |
| Active clients with loans | 56,372 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | FINCA International |
| Funders | FINCA International, SEEP, Gates Foundation |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2008 |
| Head of Institution | Claudien Nsengimana |
| Regions active | Maputo Capital, Maputo Province, Inhambane, Gaza, Manica, Tete |
| # Branches | 10 |
| Total Portfolio (nat'l) | MZN 62,320,291.50 |
| Total Portfolio (USD) | USD 1,843,795.61 |
| Active clients with loans | 6,526 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AMOMIF, MIX |
| Funders | Partners Worldwide |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FINCA Business Loan | UGX 500,000 - 200,000,000 | 3 - 36 | 20% - 40% | 80% - 100% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| FINCA Small Group Loan | UGX 500,000 - 10,000,000 | 3 - 12 | 20% - 40% | 60% - 80% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins | |||||||
| FINCA Village Group Loan | UGX 50,000 - 10,000,000 | 4 - 8 | 40% - 60% | 20% - 40% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins | |||||||
| FINCA Agriculture Loan | UGX 100,000 - 60,000,000 | 3 - 36 | 40% - 60% | 20% - 40% | Business, Agriculture, Education | Women, Men, Individual farmers & farmers in cooperatives | Loan guarantee up to 50% by agribusiness initiative |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Grupo Comunitario | MZN 3,000 - 30,000 | 4 - 6 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FINCA Business Loan | 24.0%-36.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 32.2% - 36.1% | 33% - 37% | 68 | ||||||||
| FINCA Small Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 69.2% - 71.6% | 82.7% - 87.1% | 81 | ||||||||
| FINCA Village Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront 1.00% ongoing | 70% - 80.5% | 84.2% - 97.9% | 78 | ||||||||
| FINCA Agriculture Loan | 42.0%-68.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 59.7% - 71.5% | 59.7% - 71.5% | 66 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 | None | 10.0%-20.0% upfront | 71.3% - 82.2% | 83% - 105.8% | 55 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FINCA Business Loan | 24.0%-36.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 32.2% - 36.1% | 33% - 37% | 68 | ||||||||
| FINCA Small Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 69.2% - 71.6% | 82.7% - 87.1% | 81 | ||||||||
| FINCA Village Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | 70% - 80.5% | 84.2% - 97.9% | 78 | ||||||||
| FINCA Agriculture Loan | 42.0%-68.8% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 59.7% - 71.5% | 59.7% - 71.5% | 66 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 | None | 10.0%-20.0% upfront | 71.3% - 82.2% | 83% - 105.8% | 55 |
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