| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.habitat.org/ |
| Year established | 1982 |
| Head of Institution | Patrick Sambaga |
| Regions active | Central |
| # Branches | 1 |
| Total Portfolio (nat'l) | UGX 663,768,900 |
| Total Portfolio (USD) | USD 265,507.56 |
| Active clients with loans | 858 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFIU, Habitat for Humanity International |
| Funders | CITI Foundation, Habitat for Humanity International, MF Opportunities |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2009 |
| Head of Institution | Phyllis Ayetey |
| Regions active | 0 |
| # Branches | 0 |
| Total Portfolio (nat'l) | GHS 150,000 |
| Total Portfolio (USD) | USD 76,142.13 |
| Active clients with loans | 650 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Credit Union Association (CUA), GHAMFIN |
| Funders | Christian Children's Fund of Canada |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | UGX 100,000 - 3,000,000 | 4 - 24 | 60% - 80% | 0% - 20% | Housing | Women, Men, Have business, Have home or land, Salaried worker, Must be between 18-65 years in age | Credit Educ, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | GHS 1,000 - 5,000 | 6 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Tech Asst Visits | |||||||
| Credit Union Loan | GHS 100 - 2,000 | 3 - 12 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men | Credit Ins | |||||||
| Micro-Enterprise Loan | GHS 100 - 1,000 | 6 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | 24.00%-60.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 45.6% - 55.5% | 47.7% - 58.5% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 40.00% annual, Flat | 1 Fee | 0 Ins | None | 25.00%- upfront | 0% | 0% | N/A | ||||||||
| Credit Union Loan | 36.00% annual, Decl Bal | 1 Fee | 0 Ins | None | 50.00%- upfront | 0% | 0% | N/A | ||||||||
| Micro-Enterprise Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 35.00%- upfront | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | 24.00%-60.00% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 45.6% - 55.5% | 47.7% - 58.5% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 40.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 25.00%- upfront | 0% | 0% | N/A | ||||||||
| Credit Union Loan | 36.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 50.00%- upfront | 0% | 0% | N/A | ||||||||
| Micro-Enterprise Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 35.00%- upfront | 0% | 0% | N/A |
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