| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.habitat.org/ |
| Year established | 1982 |
| Head of Institution | Patrick Sambaga |
| Regions active | Central |
| # Branches | 1 |
| Total Portfolio (nat'l) | UGX 663,768,900 |
| Total Portfolio (USD) | USD 265,507.56 |
| Active clients with loans | 858 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFIU, Habitat for Humanity International |
| Funders | CITI Foundation, Habitat for Humanity International, MF Opportunities |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.nrdp.org |
| Year established | 1992 |
| Head of Institution | Mirza Moqeem Baig |
| Regions active | Punjab |
| # Branches | 5 |
| Total Portfolio (nat'l) | PKR 70,423,958 |
| Total Portfolio (USD) | USD 718,611.82 |
| Active clients with loans | 4,799 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders | Pakistan Poverty Alleviation Fund (PPAF), ORIX Leasing Pakistan Ltd. |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | UGX 100,000 - 3,000,000 | 4 - 24 | 60% - 80% | 0% - 20% | Housing | Women, Men, Have business, Have home or land, Salaried worker, Must be between 18-65 years in age | Credit Educ, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | PKR 10,000 - 75,000 | 12 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business, Specific age group, Productive Loans for legal business (Small) | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Seasonal Loan | PKR 10,000 - 30,000 | 6 | 40% - 60% | 0% | Agriculture | Women, Men, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | 24.00%-60.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 45.6% - 55.5% | 47.7% - 58.5% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 38.5% - 38.7% | 38.5% - 38.7% | N/A | ||||||||
| Seasonal Loan | 30.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 32.3% | 32.3% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | 24.00%-60.00% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 45.6% - 55.5% | 47.7% - 58.5% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 38.5% - 38.7% | 38.5% - 38.7% | N/A | ||||||||
| Seasonal Loan | 30.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 32.3% | 32.3% | N/A |
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