2. VF Uganda
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Vision Fund Uganda Plot 256, Block 28, Bombo RoadMakerere-KavuleKampala, CentralPO Box 24751
Data approved: 2012-10-04
Data version: 2
Age of data: 137 months
Choose version

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.visionfunduganda.co.ug
Year established1997
Head of InstitutionStephen Nnawuba
Regions activeCentral, Eastern, Northern
# Branches13

Total Portfolio (nat'l)UGX 8,054,187,154
Total Portfolio (USD)USD 3,221,674.86
Active clients with loans13,072
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsVision Fund International, AMFIU
FundersWorld Vision International

Loan Products » Summary

Business Idv
2,940 Borrowers
USD 1,218,609 Portfolio
Active Product
FP Agric
8,026 Borrowers
USD 1,720,398 Portfolio
Active Product
Business CB
1,890 Borrowers
USD 243,729 Portfolio
Active Product
VC Educ
212 Borrowers
USD 34,203 Portfolio
Active Product
Land Acq
4 Borrowers
USD 4,336 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Individual loan UGX 500,000 - 10,000,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Farmer's Pride Agricultural Loan UGX 100,000 - 10,000,000 3 - 12 20% - 40% 0% - 20% Any Purpose, Related to Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Vision Fund Business Community Bank Loan UGX 50,000 - 2,000,000 3 - 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Vision for the Child Education Loan UGX 50,000 - 1,000,000 3 - 6 40% - 60% 0% - 20% Education Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Individual loan 36.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 61% - 63.9% 81.1% - 86.1% 42
Farmer's Pride Agricultural Loan 36.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 54% - 56.2% 70.4% - 73.5% 49
Vision Fund Business Community Bank Loan 36.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 64.6% - 64.8% 88.9% - 89.1% 40
Vision for the Child Education Loan 36.00% annual, Decl Bal 1 Fee 1 Ins None 10.00% upfront 41.1% - 47.7% 60.4% - 72% 55
Institution Price Graph
Click to view Price Analysis Tool
  2. Equity Bank
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Equity Bank P.O. Box 75104-00200Hospital Road, Equity Centre, 9th FloorNairobi
Data approved: 2013-09-23
Data version: 2
Age of data: 134 months
Choose version

Product

Biashara Imara Loan Product 3 of 10 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (KES)KES 2,752,990,159
Portfolio (USD)USD 33,248,673.42
Active Clients with Loans33,227
Approximate % Female Clients20% - 40%
Approximate % Urban Clients20% - 40%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Growing together in trust. This is a loan facility designed for microenterprises/small-scale business clients who lack conventional collateral to secure loans.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherOperated the business for over a year
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution8
# Regions for this product8
Regions ActiveCentral, Coast, Eastern, Nairobi, North Eastern, Nyanza, Rift Valley, Western

Loan Conditions

Loan Amount
CurrencyKES
Minimum loan sizeKES 5,000
Maximum loan size500,000
Distribution at Disbursement (Est.)
Loans less than KES 50,00015%
KES 50,000-150,00030%
KES 150,000-250,00020%
KES 250,000-350,00020%
KES 350,000-450,00010%
Greater than KES 450,00010%
Loan Term and Grace Period
Shortest loan term1.0 month
Longest loan term18.0 months
Approx average12.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months20%
Between 10 and 12 months50%
Between 13 and 18 months30%
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.67%
Highest quoted nominal interest1.67%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionLACE (Loan Application & Credit Evaluation) Fee
% of loan amount - min2.00%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation3% for 1st cycle, 2% for multiple cycle loans
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionAnnual Insurance Fee
% of loan amount - min0.63%
% of loan amount - max0.63%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation0.625% per annum.
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Biashara Imara Loan samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountKES 9,999.95KES 24,999.98KES 49,999.93KES 99,999.98KES 299,999.99KES 499,999.90
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2013-05-092013-05-272013-05-172013-05-102013-05-242013-05-03
Loan Term (Months)12.0 months6.0 months12.0 months6.0 months15.0 months15.0 months
Grace Period (Months)-0.1 months0.0 months0.0 months0.0 months-0.1 months0.1 months
Total Cost of CreditKES 2,240.92KES 3,379.33KES 11,258.69KES 12,624.96KES 82,229.83KES 138,124.95
True Price by Comp           
Interest price component34.9%33.1%34.6%32.8%34.9%34.2%
Fee Component4.0%10.9%4.0%7.1%3.3%3.2%
Insurance Component1.3%2.3%1.3%2.2%1.1%1.1%
Tax Component0.0%0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)40.2%46.3%39.9%42.1%39.3%38.5%
Transparency Index504350485152
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Biashara Imara Loan Price Graphs


Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞