Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.opportunitybank.co.ug |
Year established | 1995 |
Head of Institution | Andre Lalumiere |
Regions active | Central, Eastern, Western |
# Branches | 15 |
Total Portfolio (nat'l) | UGX 35,258,199,073 |
Total Portfolio (USD) | USD 13,560,845.80 |
Active clients with loans | 23,734 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Opportunity International, AMFIU |
Funders | Opportunity International |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.bancoagrario.gov.co/ |
Year established | 1999 |
Head of Institution | Francisco Estupiñán Heredia |
Regions active | |
# Branches | 477 |
Total Portfolio (nat'l) | COP 82,116,686,524 |
Total Portfolio (USD) | USD 45,119,058.53 |
Active clients with loans | 64,236 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders | MINISTERIO DE HACIENDA, BOLSA NACIONAL AGROPECUARIA, CORABASTOS, MERCAR |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Group Loan | UGX 50,000 - 5,000,000 | 4 - 12 | 60% - 80% | 40% - 60% | Business, Housing, Education | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Consumer Financial Education | |||||||
School Fee Loan - Group | UGX 100,000 - 3,000,000 | 3 - 6 | 60% - 80% | 40% - 60% | Education | Women, Men, Have business | Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
School Fee Loan - Individual | UGX 500,000 - 5,000,000 | 3 - 6 | 60% - 80% | 40% - 60% | Education | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
Agriculture Loan - Group | UGX 100,000 - 15,000,000 | 3 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Agriculture Loan - Individual | UGX 500,000 - 625,000,000 | 3 - 60 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
Asset Financing Loan | UGX 500,000 - 625,000,000 | 6 - 60 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
Salary Loan | UGX 500,000 - 20,000,000 | 3 - 36 | 40% - 60% | 40% - 60% | Consumer | Women, Men, Salaried worker | Credit Educ, Credit Ins | |||||||
Education Loan | UGX 500,000 - 625,000,000 | 4 - 60 | 40% - 60% | 40% - 60% | Education | Women, Men, Schools & Companies are also eligible. | Credit Educ, Credit Ins | |||||||
Business Loan | UGX 500,000 - 625,000,000 | 4 - 36 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Linea de Microcredito Agropecuario | COP 500,000 - 6,000,000 | 4 - 36 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Other Training, Educación financiera para niños y jóvenes a través de la creación del fomento de hábitos de ahorro, Formación a los clientes de los servicios de microcrédito y ahorro en componentes de desarrollo pers | |||||||
Linea de Nucleos Solidarios | COP 3,600,000 - 12,750,000 | 3 - 6 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Línea de Fortalecimiento | COP 496,900 - 12,875,000 | 3 - 36 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Group Loan | 27.00%-30.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 51.9% - 70.1% | 69.8% - 100.3% | 32 | ||||||||
School Fee Loan - Group | 30.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 65.3% - 72.4% | 93% - 103.1% | 30 | ||||||||
School Fee Loan - Individual | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 48.6% - 58.6% | 50.7% - 62.3% | 43 | ||||||||
Agriculture Loan - Group | 27.00%-30.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 32.9% - 61.6% | 39% - 86.6% | 50 | ||||||||
Agriculture Loan - Individual | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | 15.00% upfront | 45.6% - 59.2% | 59.8% - 82.1% | 33 | ||||||||
Asset Financing Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 43.7% - 53.2% | 44.9% - 56.4% | 47 | ||||||||
Salary Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 43.8% - 55.1% | 44.7% - 58.4% | 47 | ||||||||
Education Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 43.2% - 45.2% | 44.8% - 46.8% | 52 | ||||||||
Business Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins | None | N/A | 40.3% - 58.8% | 42.3% - 62.7% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Linea de Microcredito Agropecuario | 29.6% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 44.2% - 47.9% | 44.9% - 48.6% | 63 | ||||||||
Linea de Nucleos Solidarios | 29.6% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.0% upfront 10.00% ongoing | 36.8% - 50.2% | 48.1% - 69.7% | 49 | ||||||||
Línea de Fortalecimiento | 29.6% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 41.2% - 47.3% | 47.2% - 50.3% | 61 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Group Loan | 27.00%-30.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 15.00% upfront | 51.9% - 70.1% | 69.8% - 100.3% | 32 | ||||||||
School Fee Loan - Group | 30.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 15.00% upfront | 65.3% - 72.4% | 93% - 103.1% | 30 | ||||||||
School Fee Loan - Individual | 24.00% annual, Decl Bal | 3 Fees | 1 Ins Ins | None | N/A | 48.6% - 58.6% | 50.7% - 62.3% | 43 | ||||||||
Agriculture Loan - Group | 27.00%-30.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 15.00% upfront | 32.9% - 61.6% | 39% - 86.6% | 50 | ||||||||
Agriculture Loan - Individual | 24.00% annual, Decl Bal | 3 Fees | 1 Ins Ins | None | 15.00% upfront | 45.6% - 59.2% | 59.8% - 82.1% | 33 | ||||||||
Asset Financing Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins Ins | None | N/A | 43.7% - 53.2% | 44.9% - 56.4% | 47 | ||||||||
Salary Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins Ins | None | N/A | 43.8% - 55.1% | 44.7% - 58.4% | 47 | ||||||||
Education Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins Ins | None | N/A | 43.2% - 45.2% | 44.8% - 46.8% | 52 | ||||||||
Business Loan | 24.00% annual, Decl Bal | 3 Fees | 1 Ins Ins | None | N/A | 40.3% - 58.8% | 42.3% - 62.7% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Linea de Microcredito Agropecuario | 29.6% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 44.2% - 47.9% | 44.9% - 48.6% | 63 | ||||||||
Linea de Nucleos Solidarios | 29.6% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.0% upfront 10.00% ongoing | 36.8% - 50.2% | 48.1% - 69.7% | 49 | ||||||||
Línea de Fortalecimiento | 29.6% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 41.2% - 47.3% | 47.2% - 50.3% | 61 |
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