| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Byaruhanga Francis |
| Regions active | Western |
| # Branches | 5 |
| Total Portfolio (nat'l) | UGX 1,436,372,327 |
| Total Portfolio (USD) | USD 574,548.93 |
| Active clients with loans | 983 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFIU, Uganda Cooperative Savings and Credit Society, Uganda Cooperative Alliance, The Microfinance Support Centre |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Mr. Kisembo Patrick |
| Regions active | Western |
| # Branches | 2 |
| Total Portfolio (nat'l) | UGX 721,685,949 |
| Total Portfolio (USD) | USD 288,674.38 |
| Active clients with loans | 4,832 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Uganda Co-operative Savings and Credit Union Ltd, Mid North Private Sector |
| Funders | TRIAS Uganda |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | UGX 500,000 - 30,000,000 | 6 - 12 | 20% - 40% | 0% - 20% | Business, Improvement on family's welfare, social and economic status. | Women, Men, Have home or land, Small group of about 5 members | Credit Educ, Credit Ins, Tech Asst Visits, Post disbursement monitoring |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Lima Loan | UGX 10,000 - 30,000,000 | 1 - 8 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Commercial Loan | UGX 50,000 - 10,000,000 | 1 - 6 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 36.00% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 35% - 38.8% | 37.4% - 41.7% | 93 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Lima Loan | 30.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 31.2% - 56% | 41.1% - 86.8% | 51 | ||||||||
| Commercial Loan | 30.00%-36.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 53.9% - 64.7% | 69.1% - 99% | 35 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 36.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 35% - 38.8% | 37.4% - 41.7% | 93 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Lima Loan | 30.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 31.2% - 56% | 41.1% - 86.8% | 51 | ||||||||
| Commercial Loan | 30.00%-36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 53.9% - 64.7% | 69.1% - 99% | 35 |
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