2. Silver Upholders
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Opportunity Kenya
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Silver Upholders Ltd KogomaMaganjo off Bombo RoadKampala, CentralPO Box 10454
Data approved: 2012-07-06
Data version: 2
Age of data: 137 months
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Institution

Opportunity Kenya Geomaps CenterMatumbato Road, Upper HillNairobi
Data approved: 2010-09-14
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.silverupholders.org/
Year established2008
Head of InstitutionJulius Selwambala
Regions activeCentral
# Branches6

Total Portfolio (nat'l)UGX 472,973,050
Total Portfolio (USD)USD 189,189.22
Active clients with loans2,111
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsMicrofinance Support Center, AMFIU
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.opportunity.org/
Year established2006
Head of InstitutionJohn Giles
Regions active0
# Branches12

Total Portfolio (nat'l)KES 224,000,000
Total Portfolio (USD)USD 2,705,314.01
Active clients with loans6,758
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

Group Ln
1,219 Borrowers
USD 95,872 Portfolio
Active Product
Sec Scheme 1
400 Borrowers
USD 32,220 Portfolio
Active Product
Sec Scheme 2
50 Borrowers
USD 13,934 Portfolio
Active Product
Share
442 Borrowers
USD 47,162 Portfolio
Active Product

Loan Products » Summary

Msingi
6,500 Borrowers
USD 2,294,685.99 Portfolio
Active Product
Nguzo
200 Borrowers
USD 77,294.69 Portfolio
Active Product
Somesha
120 Borrowers
USD 31,400.97 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group loans UGX 100,000 - 800,000 5 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Security Scheme 1 UGX 100,000 - 800,000 5 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Security Scheme 2 UGX 600,000 - 1,500,000 10 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training
Share Scheme UGX 700,000 - 2,000,000 10 80% - 100% 60% - 80% Business Women, Have business Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Msingi Loan KES 10,000 - 500,000 6 - 18 40% - 60% 80% - 100% Business Women, Men, Have business, In business for a minium of 12 months Credit Educ, Group Mtgs, Credit Ins, Fire/burglary insurance
Nguzo Loan KES 50,000 - 500,000 6 - 18 40% - 60% 80% - 100% Business Women, Men, Have business, In business for a minimum of 24 months Credit Educ, Group Mtgs, Credit Ins, Insurance Fire/Burglary
Somesha (Education) Loan KES 5,000 - 50,000 3 - 12 80% - 100% 80% - 100% Education Women, Men, Have business, Must bring school records Credit Educ, Group Mtgs, Credit Ins, Insurance Fire/Burglary

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group loans 48.00% annual, Flat 1 Fee 0 Ins None N/A 111.9% - 133.6% 111.9% - 133.6% 39
Security Scheme 1 48.00% annual, Flat 1 Fee 0 Ins None 5.00% upfront 98.6% - 101.6% 107.8% - 111.1% 44
Security Scheme 2 48.00% annual, Flat 1 Fee 0 Ins None 10.00% upfront 93.7% - 97.6% 111.1% - 116.1% 41
Share Scheme 48.00% annual, Flat 1 Fee 0 Ins None 90000.00 upfront 87.8% - 93.7% 99% - 109.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Msingi Loan 16.0%-22.0% annual, Flat 0 Fees 1 Ins None 20.0% upfront 100.00 ongoing 0% 0% N/A
Nguzo Loan 16.0%-22.0% annual, Flat 0 Fees 1 Ins None 25.0% upfront 100.00 ongoing 0% 0% N/A
Somesha (Education) Loan 16.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 50.00 ongoing 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group loans 48.00% annual, Flat 1 Fee 0 Ins Ins None N/A 111.9% - 133.6% 111.9% - 133.6% 39
Security Scheme 1 48.00% annual, Flat 1 Fee 0 Ins Ins None 5.00% upfront 98.6% - 101.6% 107.8% - 111.1% 44
Security Scheme 2 48.00% annual, Flat 1 Fee 0 Ins Ins None 10.00% upfront 93.7% - 97.6% 111.1% - 116.1% 41
Share Scheme 48.00% annual, Flat 1 Fee 0 Ins Ins None 90000.00 upfront 87.8% - 93.7% 99% - 109.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Msingi Loan 16.0%-22.0% annual, Flat 0 Fees 1 Ins Ins None 20.0% upfront 100.00 ongoing 0% 0% N/A
Nguzo Loan 16.0%-22.0% annual, Flat 0 Fees 1 Ins Ins None 25.0% upfront 100.00 ongoing 0% 0% N/A
Somesha (Education) Loan 16.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 50.00 ongoing 0% 0% N/A
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