Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

The Hunger Project Uganda Kisozi House NakaseroKampalaP.O Box 26393
Data approved: 2012-10-11
Data version: 2
Age of data: 136 months

Product

Group Lending Product 1 of 1 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (UGX)UGX 1,690,978,371
Portfolio (USD)USD 676,391
Active Clients with Loans6,528
Approximate % Female Clients60% - 80%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Clients form groups of 10-15 members to access credit
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Educationx
Other household financex
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business trainingx
Other trainingx
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age groupx
OtherCommunity Member
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution3
# Regions for this product3
Regions ActiveCentral, Eastern, Western

Loan Conditions

Loan Amount
CurrencyUGX
Minimum loan sizeUGX 100,000
Maximum loan size1,200,000
Distribution at Disbursement (Est.)
Loans less than UGX 1,000,00070%
UGX 1,000,000-5,000,00030%
UGX 5,000,000-7,500,0000
UGX 7,500,000-10,000,0000
UGX 10,000,000-13,000,0000
Greater than UGX 13,000,0000
Loan Term and Grace Period
Shortest loan term10.0 months
Longest loan term10.0 months
Approx average10.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months100%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace period2.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest20.00%
Highest quoted nominal interest20.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionCredit Life Insurance
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?No
Do borrowers control deposit in their group?No
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited1.00%
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Group Lending samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountUGX 300,000UGX 700,000UGX 800,000UGX 600,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2012-05-162012-02-172012-04-042012-03-09
Loan Term (Months)10.0 months10.0 months10.0 months10.0 months
Grace Period (Months)1.0 month1.0 month0.0 months1.0 month
Total Cost of CreditUGX 63,000UGX 147,000UGX 168,000UGX 126,000
True Price by Comp       
Interest price component40.6%41.0%40.8%40.6%
Fee Component0.0%0.0%0.0%0.0%
Insurance Component2.3%2.3%2.3%2.3%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component8.6%8.8%8.8%8.7%
Full APR (int fee ins tax dep)51.5%52.1%51.9%51.6%
Transparency Index39383939
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Group Lending Price Graphs


Please note that the information you are viewing is 159 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FUNDESAN BucaramangaBucaramanga
Data approved: 2011-08-01
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fundesan.org/
Year established1974
Head of InstitutionJORGE ALBERTO GIL ORDOÑEZ
Regions active
# Branches2

Total Portfolio (nat'l)COP 5,000,000,000
Total Portfolio (USD)USD 2,747,252.75
Active clients with loans2,800
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

500 Borrowers
USD 343,406.59 Portfolio
Active Product
1,400 Borrowers
USD 989,010.99 Portfolio
Active Product
100 Borrowers
USD 337,142.86 Portfolio
Active Product
200 Borrowers
USD 302,197.80 Portfolio
Active Product
200 Borrowers
USD 549,450.55 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA COP 300,000 - 2,000,000 3 - 24 60% - 80% 40% - 60% Education Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits
CREDITOS PARA TODOS IMEBU COP 300,000 - 7,000,000 3 - 36 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits
Créditos superiores COP 3,000,000 - 20,000,000 12 - 36 20% - 40% 80% - 100% Business Women, Men Credit Educ, Credit Ins, Tech Asst Visits
HACIENDA PRODUCTIVA COP 2,000,000 - 7,000,000 12 - 36 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits
IDESAN APOYA A LAS MIPYMES EN SANTANDER COP 2,000,000 - 20,000,000 12 - 48 40% - 60% 60% - 80% Business Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA 12.0% annual, Decl Bal 1 Fee 2 Ins None N/A 16.6% - 21.1% 18.8% - 26.1% 53
CREDITOS PARA TODOS IMEBU 20.4% annual, Decl Bal 1 Fee 3 Ins None N/A 20.5% - 23.8% 21.8% - 27% 86
Créditos superiores 18.0% annual, Decl Bal 1 Fee 3 Ins None N/A 19.1% - 19.6% 20.2% - 21.2% 87
HACIENDA PRODUCTIVA 15.0% annual, Decl Bal 1 Fee 2 Ins None N/A 18.2% - 19.8% 19.5% - 21.2% 74
IDESAN APOYA A LAS MIPYMES EN SANTANDER 21.0% annual, Decl Bal 1 Fee 2 Ins None N/A 22.5% - 24.3% 23.5% - 25.8% 84
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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