| Outstanding portfolio (UGX) | UGX 27,360,249,572 |
| Portfolio (USD) | USD 12,436,477 |
| Active Clients with Loans | 15,530 |
| Approximate % Female Clients | 60% - 80% |
| Approximate % Urban Clients | 40% - 60% |
| Individual | x |
| Solidarity group | |
| Village banking | |
| Self help group | |
| Other |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Credit education | x |
| Group meetings | |
| Credit insurance | x |
| Workplace visits | |
| Business training | |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | x |
| Other | Age 18 and above |
| Other (2) | Must have a savings account at Finance Trust |
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | http://www.mailfinancegh.com |
| Year established | 2005 |
| Head of Institution | Mark Gborgbor |
| Regions active | Greater Accra Region |
| # Branches | 0 |
| Total Portfolio (nat'l) | GHS 568,292 |
| Total Portfolio (USD) | USD 288,473.10 |
| Active clients with loans | 342 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GAMFIN, GCSCA |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | GHS 100 - 30,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 60.00% annual, Flat | 1 Fee | 1 Ins | None | 5.00%-50.00% upfront | 103.3% - 111.6% | 194.6% - 373.8% | 22 |
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| % Products using declining balance | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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