| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | |
| Website address | http://www.financetrust.co.ug/ |
| Year established | 1984 |
| Head of Institution | MATHIAS KATAMBA |
| Regions active | 0 |
| # Branches | 28 |
| Total Portfolio (nat'l) | UGX 34,008,588,000 |
| Total Portfolio (USD) | USD 15,458,449.09 |
| Active clients with loans | 23,000 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | WORLD SAVINGS BANKS INNITIATIVE, WOMEN'S WORLD BANK, ASSOCIATION OF MICROFINANCE INSTITUTIONS IN UGANDA, AFRICAN RURAL & AGRICULTURAL CREDIT ASSOCIATION |
| Funders | INVESTISSEUR ET PARTNAIRE ET LA DEVELOPPMENT (I&P), OIKO CREDIT, UGANDA WOMENS TRUST, FOUNDER MEMBERS |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.akrbank.com/ |
| Year established | 1983 |
| Head of Institution | Stephen Sarfo Kantanka |
| Regions active | Ashanti Region |
| # Branches | 6 |
| Total Portfolio (nat'l) | GHS 3,523,066 |
| Total Portfolio (USD) | USD 1,788,358.38 |
| Active clients with loans | 3,892 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GHAMFIN, ARB Apex |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | GHS 500 - 5,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
| Susu Loan | GHS 300 - 30,000 | 6 - 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 32.00% annual, Flat | 1 Fee | 1 Ins | None | 25.00% upfront | 62.7% - 65.3% | 108.4% - 114.8% | 28 | ||||||||
| Susu Loan | 32.00% annual, Flat | 1 Fee | 0 Ins | None | 33.33% upfront | 66.5% - 69.9% | 139.1% - 152.3% | 22 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 32.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.00% upfront | 62.7% - 65.3% | 108.4% - 114.8% | 28 | ||||||||
| Susu Loan | 32.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 33.33% upfront | 66.5% - 69.9% | 139.1% - 152.3% | 22 |
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