Institution

Y-Save Cooperative Savings and Credit Society Ltd. Block 661 Flat EBuganda Road FlatsKampala, CentralPO Box 37191
Data approved: 2012-11-06
Data version: 2
Age of data: 84 months

Institution

Village Financial Services Private Limited Village TowerF-15, Geetanjali Park; 18/3A, Kumud Ghoshal RoadKolkata, West BengalPO Box 700057
Data approved: 2013-01-02
Data version: 2
Age of data: 79 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.y-save.org/
Year established2004
Head of InstitutionDanstan Kisuule
Regions activeCentral
# Branches1

Total Portfolio (nat'l)UGX 4,216,212,589
Total Portfolio (USD)USD 1,686,485.04
Active clients with loans208
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsUCSCU, AMFIU, PSF (Private Sector Foundation)
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.village.net.in
Year established2006
Head of InstitutionKuldip Maity
Regions activeBihar, West Bengal
# Branches96

Total Portfolio (nat'l)INR 1,020,993,623
Total Portfolio (USD)USD 19,264,030.62
Active clients with loans175,408
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN

Loan Products » Summary

208 Borrowers
USD 1,686,485 Portfolio
Active Product

Loan Products » Summary

168,352 Borrowers
USD 17,516,447.16 Portfolio
Active Product
7,056 Borrowers
USD 1,747,583.47 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Developmental Loan UGX 200,000 - 30,000,000 1 - 60 40% - 60% 80% - 100% Business, Housing, Education Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training, Other Training, Financial management training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Pragati INR 4,000 - 15,000 11.5 - 12.1 80% - 100% 0% - 20% Business Women Group Mtgs, Credit Ins
Samridhhi INR 16,000 - 50,000 23.9 - 24.3 80% - 100% 0% - 20% Business Women Group Mtgs, Credit Ins, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Developmental Loan 18.00% annual, Decl Bal 1 Fee 1 Ins None N/A 18.6% - 69% 19.8% - 74.5% 56

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Pragati 25.1% - 26.1% 27.3% - 28.3% 29.8% - 30.9% Yes Yes Yes 91
Samridhhi 22.6% - 26% 23.7% - 27.1% 26% - 29.5% Yes Yes Yes 95

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pragati 23.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.3% - 28.3% 29.8% - 30.9% 76
Samridhhi 23.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 23.7% - 27.1% 26% - 29.5% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Developmental Loan 18.00% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 18.6% - 69% 19.8% - 74.5% 56

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Pragati 25.1% - 26.1% 27.3% - 28.3% 29.8% - 30.9% Yes Yes Yes 91
Samridhhi 22.6% - 26% 23.7% - 27.1% 26% - 29.5% Yes Yes Yes 95

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pragati 23.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.3% - 28.3% 29.8% - 30.9% 76
Samridhhi 23.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 23.7% - 27.1% 26% - 29.5% 83
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Key Statistics
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