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Institution

AB Bank Zambia Chainda Place, Off Cairo RoadLusaka
Data approved: 2012-03-30
Data version: 1
Age of data: 105 months

Institution

DAASGIFT QUALITY FOUNDATION P.O.Box TD 1369. TakoradiTakoradi, Western Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2011
Head of InstitutionMichael Barleon
Regions active
# Branches1

Total Portfolio (nat'l)ZMK 4,225,572,000
Total Portfolio (USD)USD 816,535.65
Active clients with loans738
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsBankers Association of Zambia
FundersInternational Finance Corporation (IFC), European Investment Bank (EIB), Incofin, KfW

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.daasgift.org/
Year established2006
Head of InstitutionMrs Gifty Baaba Asmah
Regions active0
# Branches2

Total Portfolio (nat'l)GHS 96,292
Total Portfolio (USD)USD 64,194.67
Active clients with loans1,424
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, AGSI, MICROCREDIT SUMMIT CAMPAIGN
FundersE&CO, CHF International, Global Giving

Loan Products » Summary

193 Borrowers
USD 125,516.70 Portfolio
Active Product
134 Borrowers
USD 182,329.08 Portfolio
Active Product

Loan Products » Summary

5 Borrowers
USD 1,117 Portfolio
Active Product
729 Borrowers
USD 48,647 Portfolio
Active Product
23 Borrowers
USD 4,877 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
AB Business Flexi ZMK 1,000,000 - 5,000,000 3 - 20 40% - 60% 40% - 60% Business Women, Men, Have business, Zambian Resident, At least 21 years Credit Educ, Business Training
AB Business Plus ZMK 5,000,001 - 15,000,000 3 - 20 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Energy (Clean Cookstoves) 0 0 80% - 100% 60% - 80%
Group lending GHS 50 - 1,000 4 - 6 80% - 100% 40% - 60%
Managed Funds Loan 0 0 80% - 100% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
AB Business Flexi 72.0% annual, Decl Bal 1 Fee 0 Ins None N/A 79.3% - 81.7% 79.3% - 81.7% 89
AB Business Plus 69.0% annual, Decl Bal 1 Fee 0 Ins None N/A 74.5% - 78.8% 74.5% - 78.8% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 0.00% annual, 0 0 Fees 0 Ins 69.9% - 83.8% 69.9% - 83.8%
Group lending 65.00%-0.00% annual, Flat 1 Fee 1 Ins 139.1% - 143.6% 228.8% - 238.8% 27
Managed Funds Loan 0.00% annual, 0 0 Fees 0 Ins 82% - 82.4% 135.7% - 136.3%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
AB Business Flexi 72.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 79.3% - 81.7% 79.3% - 81.7% 89
AB Business Plus 69.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 74.5% - 78.8% 74.5% - 78.8% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 0.00% annual, 0 0 Fees 0 Ins Ins 69.9% - 83.8% 69.9% - 83.8%
Group lending 65.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 139.1% - 143.6% 228.8% - 238.8% 27
Managed Funds Loan 0.00% annual, 0 0 Fees 0 Ins Ins 82% - 82.4% 135.7% - 136.3%
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