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Institution

AB Bank Zambia Chainda Place, Off Cairo RoadLusaka
Data approved: 2012-03-30
Data version: 1
Age of data: 156 months

Institution

Nano Financial Services India Private Limited H NO 6-3-1099/1/14 & 15,Flat No 301, Lake Melody ApartmentsNear Katriya Hotel,Raj Bhavan Road,Somajiguda,Hyderabad, Andhra Pradesh500082
Data approved: 2010-10-25
Data version: 1
Age of data: 164 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2011
Head of InstitutionMichael Barleon
Regions active
# Branches1

Total Portfolio (nat'l)ZMK 4,225,572,000
Total Portfolio (USD)USD 816,535.65
Active clients with loans738
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsBankers Association of Zambia
FundersInternational Finance Corporation (IFC), European Investment Bank (EIB), Incofin, KfW

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionK. Ravikumar
Regions active
# Branches13

Total Portfolio (nat'l)INR 194,002,175
Total Portfolio (USD)USD 3,660,418.40
Active clients with loans28,501
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Loan Products » Summary

193 Borrowers
USD 125,516.70 Portfolio
Active Product
134 Borrowers
USD 182,329.08 Portfolio
Active Product

Loan Products » Summary

16,336 Borrowers
USD 3,162,175.57 Portfolio
Active Product
9,295 Borrowers
USD 498,211.89 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
AB Business Flexi ZMK 1,000,000 - 5,000,000 3 - 20 40% - 60% 40% - 60% Business Women, Men, Have business, Zambian Resident, At least 21 years Credit Educ, Business Training
AB Business Plus ZMK 5,000,001 - 15,000,000 3 - 20 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
AP-JLGD21T12ME INR 9,000 - 15,000 12 80% - 100% 20% - 40% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins
TN-JLGF12T12ME INR 6,000 - 12,000 12 80% - 100% 0% - 20% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
AB Business Flexi 72.0% annual, Decl Bal 1 Fee 0 Ins None N/A 79.3% - 81.7% 79.3% - 81.7% 89
AB Business Plus 69.0% annual, Decl Bal 1 Fee 0 Ins None N/A 74.5% - 78.8% 74.5% - 78.8% 91

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
AP-JLGD21T12ME 0% 25.7% 26.6% N/A
TN-JLGF12T12ME 0% 25.7% 26.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
AP-JLGD21T12ME 21.0% annual, Decl Bal 0 Fees 1 Ins None N/A 25.7% 26.6% 79
TN-JLGF12T12ME 12.0% annual, Flat 0 Fees 1 Ins None N/A 25.7% 26.7% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
AB Business Flexi 72.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 79.3% - 81.7% 79.3% - 81.7% 89
AB Business Plus 69.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 74.5% - 78.8% 74.5% - 78.8% 91

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
AP-JLGD21T12ME 0% 25.7% 26.6% N/A
TN-JLGF12T12ME 0% 25.7% 26.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
AP-JLGD21T12ME 21.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 25.7% 26.6% 79
TN-JLGF12T12ME 12.0% annual, Flat 0 Fees 1 Ins Ins None N/A 25.7% 26.7% 45
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Key Statistics
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