| Outstanding portfolio (ZMK) | ZMK 206,000,000 |
| Portfolio (USD) | USD 39,806.76 |
| Active Clients with Loans | 40 |
| Approximate % Female Clients | 20% - 40% |
| Approximate % Urban Clients | 80% - 100% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.crecer.org.bo/ |
| Year established | 1999 |
| Head of Institution | José Auad Lema |
| Regions active | 0 |
| # Branches | 9 |
| Total Portfolio (nat'l) | BOB 495,636,338 |
| Total Portfolio (USD) | USD 72,355,669.78 |
| Active clients with loans | 145,130 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | PROCOSI-Programa de Coordinación en Salud Integral, FINRURAL, INAFI LA, FOLADE |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | BOB 1,000 - 150,000 | 6 - 8 | 80% - 100% | 40% - 60% | Business, Housing, Education, Other, Capital de Operación-Inversión | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Credito Individual - USD | USD 100 - 10,000 | 3 - 60 | 80% - 100% | 60% - 80% | Business, Housing, Education, Other | Women, Men, Have business, Specific age group, No deben tener deuda en mora en el sistema financiero (Consulta Central de Riesgos), Experiencia mínima de 1 año en la actividad a financiar y 6 meses de funcionamiento del negocio | Credit Educ, Credit Ins, Other Training, Capacitación en temas de salud, negocios y otros en procura de mejorar la calidad de vida, Microseguros sin costo para los clientes (costo es asumido por CRECER) | |||||||
| Credito Individual - BOB | BOB 700 - 70,000 | 3 - 60 | 80% - 100% | 40% - 60% | Business, Housing, Education, Capital de Operación-Inversión | Women, Men, Have business | Credit Educ, Credit Ins, Other Training, Capacitación en temas de salud, negocios y otros en procura de mejorar la calidad de vida, Microseguros sin costo para los clientes (costo es asumido por CRECER) |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - USD | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - BOB | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
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| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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