2. Eclof Zambia
Please note that the information you are viewing is 156 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Nwabiagya RB
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Eclof International Zambia 7th Floor Kulima Tower BuildingKatunjila RoadLusaka10101
Data approved: 2011-12-12
Data version: 1
Age of data: 156 months

Institution

NWABIAGYA RURAL BANK LIMITED BOX B170KUMASI, ASHANTI REGION233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.eclof.org/
Year established1993
Head of InstitutionAnthony Moonga
Regions active
# Branches0

Total Portfolio (nat'l)ZMK 568,000,000
Total Portfolio (USD)USD 109,758.45
Active clients with loans462
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsAMIZ, Eclof International
Funders

Institution Details

Institution TypePublic 'For Profit'
Is this institution regulated?Yes
Website addressN/A
Year established1987
Head of InstitutionNUAMAH-DANQUAH SAMUEL
Regions active0
# Branches7

Total Portfolio (nat'l)GHS 12,442,540.61
Total Portfolio (USD)USD 8,295,027.07
Active clients with loans8,963
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsARB APEX BANK, GHAMFIN
FundersSCIMP/IFAD, SPEED, ARB APEX BANK

Loan Products » Summary

Sol Group
125 Borrowers
USD 26,628.02 Portfolio
Active Product
SME
40 Borrowers
USD 39,806.76 Portfolio
Low Volume Product
Individual
35 Borrowers
USD 24,985.51 Portfolio
Low Volume Product
Salary
28 Borrowers
USD 19,903.38 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Group Loan
706 Borrowers
USD 144,866.58 Portfolio
Active Product
Enterprise
522 Borrowers
USD 714,257.91 Portfolio
Active Product
Susu Loan
366 Borrowers
USD 145,846.89 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Solidarity Group Loan ZMK 300,000 - 2,000,000 3 - 12 60% - 80% 80% - 100% Business Women, Men, Have business Group Mtgs, Tech Asst Visits, Business Training, Other Training
Individual Loan ZMK 4,500,000 - 7,000,000 3 - 12 60% - 80% 80% - 100% Business Women, Men, Have business Other Training
Salary Guaranteed Loan ZMK 1,500,000 - 10,000,000 1 - 12 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker Group Mtgs, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Lending GHS 200 - 1,500 4 - 12 60% - 80% 20% - 40% Business, Education Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan GHS 400 - 4,000 6 - 12 20% - 40% 40% - 60% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Susu Loan GHS 200 - 8,000 6 20% - 40% 40% - 60% Business, Other, petty traders Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Solidarity Group Loan 60.0% annual, Flat 2 Fees 2 Ins None 25.0% upfront 140.2% - 201.6% 255.1% - 387.6% 20
Individual Loan 60.0% annual, Flat 2 Fees 2 Ins None 25.0% upfront 110.8% - 119.4% 180.1% - 205.1% 30
Salary Guaranteed Loan 96.0% annual, Flat 1 Fee 1 Ins None N/A 170.9% - 177.7% 176% - 187.3% 53

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 29.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 99% - 109.1% 160.7% - 182.8% 16
Micro Enterprise Loan 29.0% annual, Flat 1 Fee 0 Ins None 20.0% upfront 48.7% - 69.9% 72.2% - 113.4% 30
Susu Loan 29.0% annual, Flat 1 Fee 1 Ins None 50.0% upfront 45.9% - 69.7% 149.9% - 355.2% 12

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Solidarity Group Loan 60.0% annual, Flat 2 Fees 2 Ins Ins None 25.0% upfront 140.2% - 201.6% 255.1% - 387.6% 20
Individual Loan 60.0% annual, Flat 2 Fees 2 Ins Ins None 25.0% upfront 110.8% - 119.4% 180.1% - 205.1% 30
Salary Guaranteed Loan 96.0% annual, Flat 1 Fee 1 Ins Ins None N/A 170.9% - 177.7% 176% - 187.3% 53

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 29.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 99% - 109.1% 160.7% - 182.8% 16
Micro Enterprise Loan 29.0% annual, Flat 1 Fee 0 Ins Ins None 20.0% upfront 48.7% - 69.9% 72.2% - 113.4% 30
Susu Loan 29.0% annual, Flat 1 Fee 1 Ins Ins None 50.0% upfront 45.9% - 69.7% 149.9% - 355.2% 12
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