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Institution

Eclof International Zambia 7th Floor Kulima Tower BuildingKatunjila RoadLusaka10101
Data approved: 2011-12-12
Data version: 1
Age of data: 117 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.eclof.org/
Year established1993
Head of InstitutionAnthony Moonga
Regions active
# Branches0

Total Portfolio (nat'l)ZMK 568,000,000
Total Portfolio (USD)USD 109,758.45
Active clients with loans462
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsAMIZ, Eclof International
Funders

Loan Products » Summary

125 Borrowers
USD 26,628.02 Portfolio
Active Product
SME
40 Borrowers
USD 39,806.76 Portfolio
Low Volume Product
35 Borrowers
USD 24,985.51 Portfolio
Low Volume Product
28 Borrowers
USD 19,903.38 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Solidarity Group Loan ZMK 300,000 - 2,000,000 3 - 12 60% - 80% 80% - 100% Business Women, Men, Have business Group Mtgs, Tech Asst Visits, Business Training, Other Training
Individual Loan ZMK 4,500,000 - 7,000,000 3 - 12 60% - 80% 80% - 100% Business Women, Men, Have business Other Training
Salary Guaranteed Loan ZMK 1,500,000 - 10,000,000 1 - 12 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker Group Mtgs, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Solidarity Group Loan 60.0% annual, Flat 2 Fees 2 Ins None 25.0% upfront 140.2% - 201.6% 255.1% - 387.6% 20
Individual Loan 60.0% annual, Flat 2 Fees 2 Ins None 25.0% upfront 110.8% - 119.4% 180.1% - 205.1% 30
Salary Guaranteed Loan 96.0% annual, Flat 1 Fee 1 Ins None N/A 170.9% - 177.7% 176% - 187.3% 53
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000192
AMPL00092
Arman41,500529,107,000192
Arohan43,5008,091,000292
ASA INDIA164,00015,380,000192
Asirvad113,50019,328,000192
Asmitha1,114,800217,867,000192
Bandhan4,048,600674,564,000592
Belstar123,00023,945,000271
BSFL275,20031,590,000392
Chaitanya20,7003,748,000392
Disha Microfin69,00014,332,000292
Equitas1,220,000186,415,000492
ESAF354,20043,500,000592
FFSL150,60035,719,000292
Fusion66,8009,820,000292
Grama Vidiyal738,200102,101,000192
Grameen Koota586,60083,555,0001595
Janalakshmi506,000119,077,000292
L & T Finance399,80037,199,000192
MFL331,80049,083,000192
MMFL175,00023,752,000292
Mpower13,6002,263,000292
Sahayata00092
Saija24,7004,682,000292
Samasta45,5004,809,000292
Satin405,60090,174,000292
SCCI115,60015,910,000292
Share2,195,400376,727,000192
SKS3,409,000355,029,000292
SMILE360,20056,927,000192
SNFL9,4001,779,000192
Sonata Finance158,20022,724,000395
Spandana533,400147,240,000292
Suryoday78,60014,713,000392
SVCL118,20018,886,000192
Swadhaar92,80017,166,000392
Trident68,7008,852,000192
Ujjivan913,300160,848,000592
Utkarsh168,60025,915,000392
VFS175,40019,264,000292
Asomi50,3004,743,0002125
AES India3,600286,0001125
Arth2,900611,0002125
Asomi50,3004,743,0002125
Barasat GS1,10099,508.021125
BJS6,000468,0001125
Cashpor417,00050,452,0001124
Credible10,0001,669,540.362125
DIBAKAR1,800145,0001124
GOF65,2005,388,0004124
Hope62,6004,407,0001122
Jaago2,700237,0001123
LOK4,900573,0001124
Nano25,6003,660,0002125
NBSAAVS28,1002,821,0001122
Nirantara8,200917,0002124
Parama7,100482,0001124
Pragathi26,2004,579,0006124
PWMACS36,5005,946,0001124
Saadhana90,90012,046,0002124
Sambhav1,500183,0003124
Seba Rahara6,700468,0001124
SU61,1005,498,0001124
Swayanshree7,900918,0002124
Vikas Samiti1,600168,0001124
Vistaar4,3001,157,0002122
We The People1,100244,0002124
WEMCS1,10085,0001124
Yukti1,10099,0002124
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Key Statistics
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Loan Portfolio (USD)
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% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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