Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.celim.it/ |
Year established | 2008 |
Head of Institution | Elisa Morrone |
Regions active | |
# Branches | 2 |
Total Portfolio (nat'l) | ZMK 2,360,550,702 |
Total Portfolio (USD) | USD 456,145.06 |
Active clients with loans | 1,559 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Amiz, Mix Market |
Funders | Rural Finance Programme/IFAD, European Union, CeLIM NGO |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2000 |
Head of Institution | Chan Mach |
Regions active | 0 |
# Branches | 7 |
Total Portfolio (nat'l) | N/A |
Total Portfolio (USD) | N/A |
Active clients with loans | 35,065 |
Approximate % female clients | N/A |
Approximate % urban clients | N/A |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Input Loan | ZMK 2,000,000 - 6,000,000 | 10 - 11 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, Small scale farmers, minimum one hectare | Business Training, Microcredit Scheme | |||||||
Individual Loan | ZMK 500,000 - 7,000,000 | 4 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Ins, Household Approach, Monthly follow up of clients | |||||||
Salary Backed Loan | ZMK 500,000 - 7,000,000 | 2 - 10 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | ||||||||
Solidarity Group Loan | ZMK 400,000 - 1,200,000 | 4 - 10 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Record Keeping Training, Household Approach Training, Monthly Monitoring |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | KHR 100,000 - 4,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | |||||||||
ID-AGR-USD | USD 100 - 1,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | |||||||||
ID-KHR | KHR 200,000 - 40,000,000 | 0 | 80% - 100% | 20% - 40% | Business, Housing, Consumer | |||||||||
ID-USD | USD 100 - 10,000 | 0 | 80% - 100% | 20% - 40% | Business, Housing, Consumer | |||||||||
SG-AGR-KHR | KHR 100,000 - 1,200,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Group Mtgs | ||||||||
SG-KHR | KHR 100,000 - 1,200,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Group Mtgs | ||||||||
SG-USD | USD 50 - 300 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Credit Educ, Group Mtgs | ||||||||
SME-USD | USD 10,000 - 30,000 | 4 - 24 | 80% - 100% | 80% - 100% | Business | Have business, Have home or land | ||||||||
VSU-KHR | KHR 50,000 - 800,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Input Loan | 42.0% annual, Flat | 0 Fees | 1 Ins | None | N/A | 56.6% - 56.8% | 64.4% - 64.6% | 65 | ||||||||
Individual Loan | 48.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 69.7% - 82.9% | 69.7% - 82.9% | 62 | ||||||||
Salary Backed Loan | 30.0%-42.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 48.9% - 50.6% | 48.9% - 50.6% | 60 | ||||||||
Solidarity Group Loan | 42.0%-60.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 68.6% - 96% | 68.6% - 96% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30.4% - 36.5% | 30.4% - 36.5% | -1 | ||||||||
ID-AGR-USD | 2.8%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32.8% - 33.5% | 32.8% - 33.5% | -1 | ||||||||
ID-KHR | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.1% - 36.5% | 34.1% - 36.5% | -1 | ||||||||
ID-USD | 2.0%-2.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.1% - 31.1% | 23.1% - 31.1% | -1 | ||||||||
SG-AGR-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 36.5% - 36.6% | 36.5% - 36.6% | -1 | ||||||||
SG-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 36.5% | 36.5% | -1 | ||||||||
SG-USD | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 28.8% - 31.2% | 28.8% - 31.2% | -1 | ||||||||
SME-USD | 19.2%-21.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 20% - 22.5% | 20% - 22.5% | N/A | ||||||||
VSU-KHR | 2.9% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.6% - 34.7% | 34.6% - 34.7% | -1 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Input Loan | 42.0% annual, Flat | 0 Fees | 1 Ins Ins | None | N/A | 56.6% - 56.8% | 64.4% - 64.6% | 65 | ||||||||
Individual Loan | 48.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 69.7% - 82.9% | 69.7% - 82.9% | 62 | ||||||||
Salary Backed Loan | 30.0%-42.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 48.9% - 50.6% | 48.9% - 50.6% | 60 | ||||||||
Solidarity Group Loan | 42.0%-60.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 68.6% - 96% | 68.6% - 96% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 30.4% - 36.5% | 30.4% - 36.5% | -1 | ||||||||
ID-AGR-USD | 2.8%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 32.8% - 33.5% | 32.8% - 33.5% | -1 | ||||||||
ID-KHR | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 34.1% - 36.5% | 34.1% - 36.5% | -1 | ||||||||
ID-USD | 2.0%-2.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 23.1% - 31.1% | 23.1% - 31.1% | -1 | ||||||||
SG-AGR-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 36.5% - 36.6% | 36.5% - 36.6% | -1 | ||||||||
SG-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 36.5% | 36.5% | -1 | ||||||||
SG-USD | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 28.8% - 31.2% | 28.8% - 31.2% | -1 | ||||||||
SME-USD | 19.2%-21.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 20% - 22.5% | 20% - 22.5% | N/A | ||||||||
VSU-KHR | 2.9% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 34.6% - 34.7% | 34.6% - 34.7% | -1 |
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