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Institution

Foundation for International Community Assistance (FINCA) Stand No. 4513 Madzimoyo Road, NorthmeadLusaka, Lusaka Province
Data approved: 2014-10-20
Data version: 2
Age of data: 57 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established2001
Head of InstitutionThomas Lendzian
Regions activeCentral Province, Copperbelt Province, Eastern Province, Lusaka Province, Southern Province
# Branches14

Total Portfolio (nat'l)ZMW 105,140,570
Total Portfolio (USD)USD 16,420,850.34
Active clients with loans43,773
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsFINCA International
FundersINVESTOR! FINCA MICROFINANCE COOPERATIEF U.A. (NETHERLANDS), DONOR! MASTERCARD FOUNDATION

Loan Products » Summary

5,473 Borrowers
USD 7,150,968.24 Portfolio
Active Product
12,425 Borrowers
USD 3,537,581.12 Portfolio
Active Product
25,762 Borrowers
USD 3,479,238.69 Portfolio
Active Product
113 Borrowers
USD 2,253,062.30 Portfolio
Active Product
Retired Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loans ZMW 1,500 - 100,000 6 - 24 60% - 80% 20% - 40% Business Women, Men, Have business, Must have a valid National Registration Card, Must have business or personal assets to pledge Credit Ins
Small Group Loan ZMW 1,200 - 15,000 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business, Must be a member of a self selected solidarity group Group Mtgs, Credit Ins
Village Banking Loans ZMW 150 - 12,500 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business, Must be a member of a self selected village bank Credit Educ, Group Mtgs, Credit Ins, Funeral benefits
Small Enterprise Loan ZMW 100,000 - 600,000 12 - 36 60% - 80% 20% - 40% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loans 51.4%-52.0% annual, Decl Bal 2 Fees 1 Ins None N/A 66.7% - 79% 68.4% - 81.4% 69
Small Group Loan 52.0% annual, Decl Bal 2 Fees 1 Ins None N/A 70.3% - 91% 72.6% - 95.2% 63
Village Banking Loans 52.0% annual, Decl Bal 2 Fees 1 Ins None N/A 74.9% - 91.2% 77.8% - 95.4% 59
Small Enterprise Loan 49.6% annual, Decl Bal 2 Fees 1 Ins None N/A 0% 0% N/A
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,000395
AJDFI13,100884,000695
ARDCI44,6009,403,000195
ASA Philippines333,40029,282,000195
ASHI35,4005,231,000695
ASKI60,00015,247,000495
Bangko Kabayan8,9002,373,000295
BSEI60073,000295
CBI8,1002,010,000595
CCT70,3009,504,000495
CEV35,4005,111,000495
DSPI59,3003,676,000395
ECLOF5,4001,836,000495
FCB12,0002,392,000295
FMB2,700710,000295
GM Bank23,5001,553,000395
HSPFI19,1001,899,000295
JVOFI1,300281,000195
Katipunan Bank42,1005,325,000295
KDCI20,5002,095,000395
KGI32,3003,421,000495
KMBI245,00015,098,000195
LTMPC37,4008,935,000395
Mallig Plains6,500641,000295
MILAMDEC29,8003,278,000295
MWIMPC11,8001,740,000494
NWTF105,50012,698,000595
OFMPC4,400964,000195
PBC50,70010,434,000495
PCSD700167,000195
PMPC23,5005,565,000895
RB Angeles9001,502,000295
RB Labason500289,000195
RBLI5,2001,026,000295
RBMI11,9001,750,000295
RMB100173,000195
RSPI39,6002,834,000495
SAFRAGEMC1,100229,000195
Salve10,9001,191,000395
SEDP27,0003,914,000395
TSKI212,90025,187,000295
TSPI264,50031,290,000795
Valient1,700672,000295
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