Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Foundation for International Community Assistance (FINCA) Stand No. 4513 Madzimoyo Road, NorthmeadLusaka, Lusaka Province50061
Data approved: 2011-12-12
Data version: 1
Age of data: -   months 

Institution

DAASGIFT Quality Foundation - FNGO Head OfficeTakoradi, WesternPO Box TD 1369
Data approved: 2013-05-27
Data version: 2
Age of data: 132 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established2001
Head of InstitutionKeith Gary Sandbloom
Regions active0
# Branches7

Total Portfolio (nat'l)ZMK 17,703,826,092
Total Portfolio (USD)USD 3,421,029.20
Active clients with loans14,879
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsFINCA International
FundersInternational donors

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.daasgift.org/
Year established2006
Head of InstitutionMrs Gifty Baaba Asmah
Regions activeWestern Region
# Branches2

Total Portfolio (nat'l)GHS 254,310
Total Portfolio (USD)USD 129,091.37
Active clients with loans3,862
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, AGSI, Microcredit Summit Campaign
FundersE&CO, CHF International, Global Giving, Coastal Resource Centre

Loan Products » Summary

1,997 Borrowers
USD 1,810,030.98 Portfolio
Active Product
3,112 Borrowers
USD 642,313.60 Portfolio
Active Product
15,727 Borrowers
USD 884,262.61 Portfolio
Active Product

Loan Products » Summary

1,120 Borrowers
USD 41,868.02 Portfolio
Active Product
632 Borrowers
USD 21,416.24 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan ZMK 1,500,000 - 50,000,000 4 - 12 40% - 60% 80% - 100% Business Women, Men, Have business, Must have a valid National Registration Card, Must have business or personal assets to pledge Tech Asst Visits, Credit Life Assurance and funeral benefits
Small Group Loans ZMK 1,200,000 - 10,000,000 6 - 12 60% - 80% 80% - 100% Business Women, Men, Have business, Must have a valid National Registration Card, Must be part of a selt selected group Funeral Benefits
Village Banking ZMK 150,000 - 7,000,000 4 - 6 60% - 80% 80% - 100% Business Women, Men, Have business, Have a valid National Registration Card, Be part of a self selected group Tech Asst Visits, Business Training, Other Training, Funeral benefits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Energy (Clean Cookstoves) GHS 100 - 2,000 3 - 6 80% - 100% 60% - 80% Business, Consumer Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Energy (Solar Lanterns) GHS 80 - 950 3 - 6 40% - 60% 80% - 100% Business, Consumer Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 48.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 92.2% - 93.3% 116.5% - 118.4% 41
Small Group Loans 60.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 106% - 111.9% 133.3% - 140.6% 43
Village Banking 66.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 12,000.00 ongoing 127.6% 201.8% - 347.5% 27

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 24.00%-36.00% annual, Flat 0 Fees 0 Ins None N/A 66.5% - 68.1% 66.5% - 68.1% 35
Energy (Solar Lanterns) 24.00%-36.00% annual, Flat 0 Fees 0 Ins None 10.00% upfront 39.3% - 59.1% 46.7% - 70% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 48.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 92.2% - 93.3% 116.5% - 118.4% 41
Small Group Loans 60.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 106% - 111.9% 133.3% - 140.6% 43
Village Banking 66.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 12,000.00 ongoing 127.6% 201.8% - 347.5% 27

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 24.00%-36.00% annual, Flat 0 Fees 0 Ins Ins None N/A 66.5% - 68.1% 66.5% - 68.1% 35
Energy (Solar Lanterns) 24.00%-36.00% annual, Flat 0 Fees 0 Ins Ins None 10.00% upfront 39.3% - 59.1% 46.7% - 70% 41
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to