| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.finca.org/ |
| Year established | 2001 |
| Head of Institution | Keith Gary Sandbloom |
| Regions active | 0 |
| # Branches | 7 |
| Total Portfolio (nat'l) | ZMK 17,703,826,092 |
| Total Portfolio (USD) | USD 3,421,029.20 |
| Active clients with loans | 14,879 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | FINCA International |
| Funders | International donors |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Thaddeo W. Mashera |
| Regions active | Arusha, Dar es Salaam, Mwanza |
| # Branches | 5 |
| Total Portfolio (nat'l) | TZS 800,400,221 |
| Total Portfolio (USD) | USD 503,396.37 |
| Active clients with loans | 1,538 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | TAMFI |
| Funders | Gatsby Charity Fund, Tanzania Gatsby Trust |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | ZMK 1,500,000 - 50,000,000 | 4 - 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Must have a valid National Registration Card, Must have business or personal assets to pledge | Tech Asst Visits, Credit Life Assurance and funeral benefits | |||||||
| Small Group Loans | ZMK 1,200,000 - 10,000,000 | 6 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business, Must have a valid National Registration Card, Must be part of a selt selected group | Funeral Benefits | |||||||
| Village Banking | ZMK 150,000 - 7,000,000 | 4 - 6 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business, Have a valid National Registration Card, Be part of a self selected group | Tech Asst Visits, Business Training, Other Training, Funeral benefits |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Business Training | |||||||
| Personal Loan | TZS 1,000,000 - 10,000,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 92.2% - 93.3% | 116.5% - 118.4% | 41 | ||||||||
| Small Group Loans | 60.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 106% - 111.9% | 133.3% - 140.6% | 43 | ||||||||
| Village Banking | 66.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 12,000.00 ongoing | 127.6% | 201.8% - 347.5% | 27 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | 30.00% annual, Flat | 2 Fees | 1 Ins | None | 10.00% upfront | 53.3% - 59.1% | 68.7% - 75.8% | 41 | ||||||||
| Personal Loan | 24.00% annual, Flat | 2 Fees | 1 Ins | None | 15.00% upfront | 42.8% - 47.5% | 57.5% - 66.4% | 38 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 48.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 92.2% - 93.3% | 116.5% - 118.4% | 41 | ||||||||
| Small Group Loans | 60.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 106% - 111.9% | 133.3% - 140.6% | 43 | ||||||||
| Village Banking | 66.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 12,000.00 ongoing | 127.6% | 201.8% - 347.5% | 27 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | 30.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 53.3% - 59.1% | 68.7% - 75.8% | 41 | ||||||||
| Personal Loan | 24.00% annual, Flat | 2 Fees | 1 Ins Ins | None | 15.00% upfront | 42.8% - 47.5% | 57.5% - 66.4% | 38 |
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