Please note that the information you are viewing is 157 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Harmos Microenterprise Development Ltd Baptist Training Center, Corner Makishi & Great East RdRhodesparkLusakaP.O. Box 33911
Data approved: 2011-12-12
Data version: 1
Age of data: 157 months

Product

Bicycle Loan Product 2 of 3 « Prev | Next »

Product Details


This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months. MFTransparency presents basic data rather than full data for low volume products
Key Statistics
Outstanding portfolio (ZMK)ZMK 10,400,000
Portfolio (USD)USD 2,009.66
Active Clients with Loans16
Approximate % Female Clients0% - 20%
Approximate % Urban Clients0% - 20%
Description
Provision of a Bicycle on Loan basis to persons in business
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Kumanwuman Rural Bank Limited P.O.Box 33Kumawu-AshantiKumasi, Ashanti233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established1982
Head of InstitutionC.K Ablerdu
Regions active0
# Branches9

Total Portfolio (nat'l)GHS 6,917,462
Total Portfolio (USD)USD 4,611,641.33
Active clients with loans4,110
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB Apex, GHAMFIN
FundersSPEED Ghana, MiDA, MASLOC

Loan Products » Summary

1,109 Borrowers
USD 1,693,333 Portfolio
Active Product
1,233 Borrowers
USD 1,210,667 Portfolio
Active Product
1,438 Borrowers
USD 950,667 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Commercial Loan GHS 500 - 90,000 6 - 18 20% - 40% 60% - 80%
Salary Loan GHS 200 - 6,000 6 - 18 20% - 40% 60% - 80%
Susu Loan GHS 50 - 20,000 3 - 12 60% - 80% 40% - 60%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Commercial Loan 28.00%-0.00% annual, Flat 1 Fee 0 Ins 38.1% - 65% 68.4% - 113.1% 28
Salary Loan 30.00%-0.00% annual, Flat 2 Fees 0 Ins 38.8% - 56.6% 45.6% - 66.6% 52
Susu Loan 28.00%-0.00% annual, Flat 1 Fee 0 Ins 50.1% - 58.3% 172% - 240.8% 12
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to