| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2004 |
| Head of Institution | Brian Kofi Kunda |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | ZMK 96,120,000 |
| Total Portfolio (USD) | USD 18,573.91 |
| Active clients with loans | 43 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1996 |
| Head of Institution | Yolanda Haro Davila |
| Regions active | |
| # Branches | 7 |
| Total Portfolio (nat'l) | USD 7,934,963.10 |
| Total Portfolio (USD) | USD 7,934,963.10 |
| Active clients with loans | 2,059 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Red Financiera Rural, Ucaccentro |
| Funders | Red Financiera Rural, Ucaccentro |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Personal loan | ZMK 500,000 - 5,000,000 | 1 - 12 | 20% - 40% | 80% - 100% | Any Purpose, Mostly used for business | Women, Men, Reliable income or some kind of collateral | Credit Educ | |||||||
| Salary support | ZMK 500,000 - 5,000,000 | 1 - 12 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Group Mtgs, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credi - Emergente | USD 200 - 500 | 3 - 8 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker, Hacer un ahorro mensual de minimo 10,00 mensuales durante 1 año. | ||||||||
| Microcredito | USD 100 - 20,000 | 1 - 48 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Personal loan | 180.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 194.4% - 235.1% | 222.7% - 265.1% | 75 | ||||||||
| Salary support | 180.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 200.4% - 256.5% | 229.8% - 288.3% | 72 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credi - Emergente | 19.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00 ongoing | 0% | 0% | N/A | ||||||||
| Microcredito | 18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 5.00 ongoing | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Personal loan | 180.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 194.4% - 235.1% | 222.7% - 265.1% | 75 | ||||||||
| Salary support | 180.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 200.4% - 256.5% | 229.8% - 288.3% | 72 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credi - Emergente | 19.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00 ongoing | 0% | 0% | N/A | ||||||||
| Microcredito | 18.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 5.00 ongoing | 0% | 0% | N/A |
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