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Institution

Kungoma Financial Services Ltd Permanent House, 1st floor room 145L, along Cairo RoadLusaka
Data approved: 2011-12-12
Data version: 1
Age of data: 118 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionBrian Kofi Kunda
Regions active
# Branches1

Total Portfolio (nat'l)ZMK 96,120,000
Total Portfolio (USD)USD 18,573.91
Active clients with loans43
Approximate % female clients20% - 40%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

13 Borrowers
USD 5,615.37 Portfolio
Low Volume Product
30 Borrowers
USD 12,958.54 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Personal loan ZMK 500,000 - 5,000,000 1 - 12 20% - 40% 80% - 100% Any Purpose, Mostly used for business Women, Men, Reliable income or some kind of collateral Credit Educ
Salary support ZMK 500,000 - 5,000,000 1 - 12 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Personal loan 180.0% annual, Decl Bal 1 Fee 1 Ins None N/A 194.4% - 235.1% 222.7% - 265.1% 75
Salary support 180.0% annual, Decl Bal 1 Fee 1 Ins None N/A 200.4% - 256.5% 229.8% - 288.3% 72
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
KBL468,300120,082,0001668
KF233,60041,416,000467
NRSP399,90070,157,000368
ASA230,40029,637,000368
TMFB221,20085,449,000768
FMFB163,54438,481,323987
TRDP100,00013,817,000368
PRSP75,6569,907,176387
BRAC^P57,30011,869,000368
SRSO51,1007,775,000368
SSF46,0004,776,000368
FINCA82,00043,559,000968
JWS36,0006,545,000268
RCDS35,5524,856,122487
DAMEN35,1857,150,864187
FFO22,4003,335,000368
OLP21,4003,510,000368
CSC17,6003,147,000168
AMRDO13,8001,206,000568
WMBL13,8006,105,000368
Mojaz13,4002,415,000268
SDF11,5001,041,000468
POMFB8,5002,795,000468
OPD7,500918,000268
AGAHE7,300797,000268
NRDP6,1841,521,972387
GBTI6,100669,000387
WASIL4,3001,135,000268
Micro Options4,000768,000568
VDO3,900489,000387
SVDP3,900811,0001387
SRDO3,500766,000468
OSDI2,000923,000368
APMBL1,8001,401,000368
BEDF1,400209,000387
KCDO80094,000187
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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