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Institution

Kungoma Financial Services Ltd Permanent House, 1st floor room 145L, along Cairo RoadLusaka
Data approved: 2011-12-12
Data version: 1
Age of data: 102 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionBrian Kofi Kunda
Regions active
# Branches1

Total Portfolio (nat'l)ZMK 96,120,000
Total Portfolio (USD)USD 18,573.91
Active clients with loans43
Approximate % female clients20% - 40%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

13 Borrowers
USD 5,615.37 Portfolio
Low Volume Product
30 Borrowers
USD 12,958.54 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Personal loan ZMK 500,000 - 5,000,000 1 - 12 20% - 40% 80% - 100% Any Purpose, Mostly used for business Women, Men, Reliable income or some kind of collateral Credit Educ
Salary support ZMK 500,000 - 5,000,000 1 - 12 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Personal loan 180.0% annual, Decl Bal 1 Fee 1 Ins None N/A 194.4% - 235.1% 222.7% - 265.1% 75
Salary support 180.0% annual, Decl Bal 1 Fee 1 Ins None N/A 200.4% - 256.5% 229.8% - 288.3% 72
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,000396
AJDFI13,100884,000696
ARDCI44,6009,403,000196
ASA Philippines333,40029,282,000196
ASHI35,4005,231,000696
ASKI60,00015,247,000496
Bangko Kabayan8,9002,373,000296
BSEI60073,000296
CBI8,1002,010,000596
CCT70,3009,504,000496
CEV35,4005,111,000496
DSPI59,3003,676,000396
ECLOF5,4001,836,000496
FCB12,0002,392,000296
FMB2,700710,000296
GM Bank23,5001,553,000396
HSPFI19,1001,899,000296
JVOFI1,300281,000196
Katipunan Bank42,1005,325,000296
KDCI20,5002,095,000396
KGI32,3003,421,000496
KMBI245,00015,098,000196
LTMPC37,4008,935,000396
Mallig Plains6,500641,000296
MILAMDEC29,8003,278,000296
MWIMPC11,8001,740,000495
NWTF105,50012,698,000596
OFMPC4,400964,000196
PBC50,70010,434,000496
PCSD700167,000196
PMPC23,5005,565,000896
RB Angeles9001,502,000296
RB Labason500289,000196
RBLI5,2001,026,000296
RBMI11,9001,750,000296
RMB100173,000196
RSPI39,6002,834,000496
SAFRAGEMC1,100229,000196
Salve10,9001,191,000396
SEDP27,0003,914,000396
TSKI212,90025,187,000296
TSPI264,50031,290,000796
Valient1,700672,000296
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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