| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Francis Chivuta |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | ZMK 10,000,000 |
| Total Portfolio (USD) | USD 1,932.37 |
| Active clients with loans | 30 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.radach.org/ |
| Year established | 1996 |
| Head of Institution | Rev. Johnson Asare |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 87,000 |
| Total Portfolio (USD) | USD 58,000 |
| Active clients with loans | 600 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Christian Children's Fund of Canada (CCFC), Ghana Microfinance Associations Network(GHAMFIN), Association of Financial Non-Governmental Organization( ASSFIN), Credit Union Association(CUA) |
| Funders | Christian Children's Fund of Canada |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit | ZMK 200,000 - 2,000,000 | 3 - 12 | 60% - 80% | 40% - 60% | Business, Education, Other | Women, Men, Securities like goats, tractor, etc. | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | GHS 20 - 250 | 6 | 80% - 100% | 80% - 100% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit | 120.0% annual, Flat | 1 Fee | 0 | None | N/A | 144.6% - 471% | 144.6% - 471% | 55 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | 30.00%-0.00% annual, Flat | 2 Fees | 0 | N/A | 73.5% - 124% | 73.5% - 124% | 27 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit | 120.0% annual, Flat | 1 Fee | 0 | None | N/A | 144.6% - 471% | 144.6% - 471% | 55 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | 30.00%-0.00% annual, Flat | 2 Fees | 0 | N/A | 73.5% - 124% | 73.5% - 124% | 27 |
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