Please note that the information you are viewing is 156 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 119 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Zambia Child Resources Centre Head OfficeLusakaPO Box 31097
Data approved: 2011-12-12
Data version: 1
Age of data: 156 months

Institution

Banco Oportunidades de Mo?ambique Av. 24 de Julho, 4136, Bairro MalangaMaputo
Data approved: 2012-01-21
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2005
Head of InstitutionFrancis Chivuta
Regions active
# Branches2

Total Portfolio (nat'l)ZMK 10,000,000
Total Portfolio (USD)USD 1,932.37
Active clients with loans30
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.oportunity.org/
Year established2005
Head of InstitutionIan Campbell
Regions active0
# Branches19

Total Portfolio (nat'l)MT 156,407,961.90
Total Portfolio (USD)USD 5,045,418.13
Active clients with loans12,358
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsOpportunity International, AMOMIF
FundersOpportunity International UK, CIDA, DFID, UE

Loan Products » Summary

30 Borrowers
USD 1,932.37 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

187 Borrowers
Portfolio
Active Product
9,810 Borrowers
Portfolio
Active Product
2,271 Borrowers
Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcredit ZMK 200,000 - 2,000,000 3 - 12 60% - 80% 40% - 60% Business, Education, Other Women, Men, Securities like goats, tractor, etc. Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 1,512 - 13,485 2 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs
Credito Individual MZN 5,000 - 103,093 4 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Credito Solidario MZN 1,000 - 12,180 4 - 12 0% 60% - 80% Business Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcredit 120.0% annual, Flat 1 Fee 0 None N/A 144.6% - 471% 144.6% - 471% 55

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0% annual, Decl Bal 1 Fee 0 Ins 1.00% loan amt 15.0% upfront 0% 0% N/A
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins 1.00% loan amt N/A 0% 0% N/A
Credito Solidario 36.0% annual, Flat 1 Fee 0 Ins 1.00% loan amt 15.0% upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcredit 120.0% annual, Flat 1 Fee 0 None N/A 144.6% - 471% 144.6% - 471% 55

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0% annual, Decl Bal 1 Fee 0 Ins Ins 1.00% loan amt 15.0% upfront 0% 0% N/A
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins Ins 1.00% loan amt N/A 0% 0% N/A
Credito Solidario 36.0% annual, Flat 1 Fee 0 Ins Ins 1.00% loan amt 15.0% upfront 0% 0% N/A
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Loan Portfolio (USD)
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