| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Francis Chivuta |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | ZMK 10,000,000 |
| Total Portfolio (USD) | USD 1,932.37 |
| Active clients with loans | 30 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Institution Type | Cooperative |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | Ildephonse Ndaturaniwe |
| Regions active | 0 |
| # Branches | 13 |
| Total Portfolio (nat'l) | RWF 425,781,447 |
| Total Portfolio (USD) | USD 721,663.47 |
| Active clients with loans | 1,912 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMIR |
| Funders | Terrafina, Banque Rwandaise Developpement |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit | ZMK 200,000 - 2,000,000 | 3 - 12 | 60% - 80% | 40% - 60% | Business, Education, Other | Women, Men, Securities like goats, tractor, etc. | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | RWF 20,000 - 1,000,000 | 3 - 12 | 0% - 20% | 0% - 20% | ||||||||||
| Commerce Loan | RWF 20,000 - 2,000,000 | 3 - 12 | 0% - 20% | 0% - 20% | ||||||||||
| Others Loan | RWF 100,000 - 2,000,000 | 3 - 12 | 0% - 20% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit | 120.0% annual, Flat | 1 Fee | 0 | None | N/A | 144.6% - 471% | 144.6% - 471% | 55 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 1.50%-2.00% annual, Decl Bal | 1 Fee | 0 Ins | 19.5% - 29% | 25.6% - 42.7% | |||||||||||
| Commerce Loan | 24.00% annual, Decl Bal | 1 Fee | 0 Ins | 0% - 28.9% | 34.9% - 41.8% | |||||||||||
| Others Loan | 30.00% annual, Decl Bal | 1 Fee | 0 Ins | 0% - 32.8% | 45.9% - 46.9% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit | 120.0% annual, Flat | 1 Fee | 0 | None | N/A | 144.6% - 471% | 144.6% - 471% | 55 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 1.50%-2.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | 19.5% - 29% | 25.6% - 42.7% | |||||||||||
| Commerce Loan | 24.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | 0% - 28.9% | 34.9% - 41.8% | |||||||||||
| Others Loan | 30.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | 0% - 32.8% | 45.9% - 46.9% |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
