by Melina Djre
During the past few months, we, at MFTransparency, have been offering direct trainings and technical assistance to MFIs participating in The Transparent Pricing Initiative in West Africa. Following the data collection and analysis phase, all institutions that completed the data submission process were contacted one by one in order to preview their Taux Effectif Global [1] (TEG), the formula used by BCEAO to calculate effective interest rates in the WAEMU region. This process sparked many questions from institutions and generated interest in better understanding the calculation method we used. To best address these questions, we offered the possibility for MFI staff (management, field and branch level) to be trained on the following topics:
ou I représente le taux d’intérêt, FG les frais de gestion, CI les créances irrécouvrables, CR le coût de ressources, K le taux de capitalisation, PP le produit de placement (Etude Spéciale CGAP, 1997).
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