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Welcome to the MFT Resource Center – Table view

As the leading provider of educational materials on pricing in the microfinance industry we are pleased to welcome you to the MFTransparency Resource Center.  Here you will find a wide selection of materials designed to enable industry stakeholders to better understand and implement responsible pricing, aiding the microfinance industry to adopt more transparent practices. New resources are frequently added and updated, so sign up to get notified via RSS when they do.  Please also be aware of our terms of service in how you may properly use these resources.

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82 resources available.

Title File Type Language Topic Experience Level Excerpt
Advocating Transparent Pricing: MFTransparency’s 7-year History With the closing of MFTransparency, we have written a report to answer the many questions you have.  It is a chronology of MFT, describing success that exceeded expectations as well as perennial struggles. This is our only document in our seven years that provides this comprehensive perspective. Our goal is first to provide advice to other […] http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/themes/mft/images/default.png&h=145&w=185&zc=1
Balanced Pricing in Microfinance Once we calculate the prices of an MFI, the next step is to determine if those prices are appropriate, or fair, or responsible. MFTransparency has developed an approach called “Balanced Pricing Methodology” to evaluate prices. The approach can be done independently of comparing the prices of an MFI to prices others are charging in the […] http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/themes/mft/images/default.png&h=145&w=185&zc=1
MFT Pricing Analysis Tool We invite you to continue calculating prices, using this free software.   An Excel Workbook, with Training Videos   MFTransparency used an Excel-based Data Collection Tool to collect all the pricing data of the past seven years.  MFT has now simplified this tool so that anyone can use it to enter pricing information about the […] http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/themes/mft/images/default.png&h=145&w=185&zc=1
Prices and Profits: Who Watches Which, and How do they Relate? On June 2013, Chuck Waterfield, CEO of MFTransparency, made a presentation on "Prices and Profits: Who Watches Which, and How do they Relate?" at the SPTF Annual meeting in Panama. Click here to watch the presentation! http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2008/07/Featured-Image-Presentation.png&h=145&w=185&zc=1
After Transparency, How to Define Responsible Pricing Presentations and Webinars English Understanding Prices 2 Deeper Understanding Popular Resources This presentation by MFT at the Africa Microfinance Transparency conference in Arusha, in December 2013, shows the opaqueness of the pricing market, how that opaqueness permits profit manipulation, and how the industry needs to advance on defining responsible pricing. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/themes/mft/images/default.png&h=145&w=185&zc=1
Advances on Transparency – Now for the Next Stage Presentations and Webinars English MFT Approach, Need for Transparency 2 Deeper Understanding MFT summarizes our progress as an industry and invites investors and networks to take on the task of future data collection. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/themes/mft/images/default.png&h=145&w=185&zc=1
Catalogues des Ressources Francophones de MFTransparency Briefings, Reports French Need for Transparency, Responsible Finance, Understanding Prices 1 Quick Overview, 2 Deeper Understanding, 3 Professional Level La liste ci-dessous détaille les ressources francophones disponibles sur le site de MFTransparency. Vous pouvez cliquer sur le code de la resource souhaitée afin d’obtenir un aperçu du contenu et télécharger le fichier complet en format PDF. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/08/MFT_logo_facebook-post-e1417198949289.png&h=145&w=185&zc=1
The Need for More Transparency Presentations and Webinars English Need for Transparency, Understanding Prices 2 Deeper Understanding Popular Resources MFT's presentation to an Oikocredit conference in Washington DC in September 2013 shows some of the latest analysis done on pricing, and urges that we need to advance to defining responsible pricing. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/themes/mft/images/default.png&h=145&w=185&zc=1
Microfinance Pricing Report: Rwanda Reports English Country Reports 3 Professional Level Popular Resources The Rwanda CPR presents in-depth analysis of the prices paid by microfinance borrowers, covering loan products accessed by 68,714 of Rwanda's borrowers. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2013/10/Featured-Image-CPR-Rwanda.png&h=145&w=185&zc=1
Microfinance Pricing Report: Tanzania Reports English Country Reports 3 Professional Level Popular Resources The Tanzania CPR presents in-depth analysis of the prices paid by microfinance borrowers, covering loan products accessed by 431,827 of Tanzania's borrowers. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2013/10/Featured-Image-CPR-Tanzania.png&h=145&w=185&zc=1
Microfinance Pricing Report: Uganda Reports English Country Reports 3 Professional Level Popular Resources The Uganda CPR presents in-depth analysis of the prices paid by microfinance borrowers, covering loan products accessed by 418,185 of Uganda's borrowers. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2013/10/Featured-Image-CPR-Uganda.png&h=145&w=185&zc=1
Microfinance Pricing Report: Malawi Reports English Country Reports 3 Professional Level Popular Resources The Malawi CPR presents in-depth analysis of the prices paid by microfinance borrowers, covering loan products accessed by 332,630 of Malawi's borrowers. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2013/10/Featured-Image-CPR-Malawi.png&h=145&w=185&zc=1
Microfinance Pricing Report: Ghana Reports English Country Reports 3 Professional Level Popular Resources The Ghana CPR presents in-depth analysis of the prices paid by microfinance borrowers, covering loan products accessed by 485,592 of Ghana's borrowers. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2013/10/Featured-Image-Ghana-CPR.png&h=145&w=185&zc=1
Microfinance TraPS Handbook Reports English Policy for Transparency, Understanding Prices 2 Deeper Understanding, 3 Professional Level Popular Resources The MicrofinanceTraPS Handbook provides policy recommendations on pricing transparency issues . Click here to download this important new industry reference. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2013/09/Microfinance-TraPS-Handbook.jpg&h=145&w=185&zc=1
MFTransparency in a Snapshot MFT Organization Mat'l English 1 Quick Overview Popular Resources Check out this brief overview of MFTransparency's core service areas and some fun facts and figures on our accomplishments over the past five years! http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2013/08/Featured-Image-Snapshot.jpg&h=145&w=185&zc=1
Truth In Lending Tables (TILT) Dictionary Miscellaneous English Understanding Prices 3 Professional Level This comprehensive dictionary of terms will guide you through the detailed range of metrics presented in MFTransparency's Truth in Lending Tables. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2013/08/Featured-Image-TILT-Dictionary.png&h=145&w=185&zc=1
Overview of the Pricing Transparency Index Briefings English Understanding Prices 1 Quick Overview The Pricing Transparency Index shows the percentage of the loan price that is communicated by the lender’s nominal interest rate to the borrower. For more information download this MFTransparency Briefing! http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2013/03/Transparent-Pricing-Idex.jpg&h=145&w=185&zc=1
Understanding the Price Curve in Microfinance Media, Presentations and Webinars English Understanding Prices 3 Professional Level Popular Resources In this webinar MFTransparency CEO Chuck Waterfield presents new insight into how product delivery costs and current microcredit prices behave very differently than commonly assumed http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/09/Featured-Image-webinar1.png&h=145&w=185&zc=1
Calculating Transparent Pricing Tool – v3.0 Tools English, French, Other Languages, Portuguese, Spanish MFT Approach 2 Deeper Understanding, 3 Professional Level Popular Resources MFTransparency’s Excel-based tool that can be used to analyze the cost of a particular loan product, helping the users understand how various factors influence the total cost of a loan and enabling cost comparisons between loans with different fee structures. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/03/Featured-Image-calculating-transparent-prices-tool.png&h=145&w=185&zc=1
Growth, Profit & Compensation in Microfinance: How much is too much? Media English Responsible Finance 3 Professional Level Popular Resources How responsible is the motive for profit when the wealth comes directly from the pockets of those at the bottom of the economic pyramid. It is time for the industry to make some hard decisions. Watch Chuck Waterfield's presentation here. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/09/Featured-Image-profit.png&h=145&w=185&zc=1
Catalogue of MFTransparency’s Industry Presentations Presentations and Webinars English, French, Portuguese, Spanish MFT Approach 1 Quick Overview, 2 Deeper Understanding, 3 Professional Level Popular Resources This catalogue gives details of all the presentations given by MFTransparency at various industry events over the past four years. The list links to details about the events and downloadable PDFs of all presentations. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2008/07/Featured-Image-Presentation.png&h=145&w=185&zc=1
Ten Steps to Pricing Transparency Briefings English MFT Approach 1 Quick Overview Follow these ten easy steps to get you started in understanding and applying transparent pricing. Support the industry's continued advance on the development of responsible microfinance by endorsing and promoting pricing transparency. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/07/Featured-Image-10-steps.png&h=145&w=185&zc=1
Is Transparency Enough? What is Fair and Ethical in Pricing? Reports English Need for Transparency 3 Professional Level Popular Resources This paper proposes that there is a moral obligation for the microfinance industry to address the challenge of defining ethical and responsible practice, and within that the issue of fair and ethical pricing. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/06/Chuck-Waterfield.jpg&h=145&w=185&zc=1
MFTransparency Overview MFT Organization Mat'l English, French, Portuguese, Spanish MFT Approach 1 Quick Overview MicroFinance Transparency is an international non-governmental organization that promotes transparency by facilitating microfinance pricing disclosure, offering policy advisory services and developing training and education materials for all market stakeholders. This two page briefing gives an overview of MFTransparency's core components. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/06/Featured-Image-Transparent-World2.png&h=145&w=185&zc=1
Pricing Disclosure Policy Matrix Briefings English, French, Portuguese Policy for Transparency 2 Deeper Understanding This briefing lists of policies that MFTransparency believes can be implemented to help create an enabling environment for pricing transparency in microfinance, including their strengths and weaknesses. The briefing also contains a matrix specifying the countries that maintain Truth-in-Lending legislation. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/06/Featured-Image-books.png&h=145&w=185&zc=1
Cambodian Law on the Calculation of Interest Rate on Microfinance Loans Briefings English, French, Spanish Policy for Transparency 2 Deeper Understanding Since 2001, the use of the flat interest rate calculation method on microfinance loan products has been prohibited in Cambodia through the National Bank of Cambodia‘s Prakas on the Calculation of Interest Rate on Microfinance Loans. MFTransparency highlights the Prakas as a simple but effective pricing disclosure policy solution. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-debate1.png&h=145&w=185&zc=1
MFTransparency Interest Rate Formulas Briefings English, French, Portuguese, Spanish MFT Approach, Understanding Prices 3 Professional Level Outlining the metrics used to calculate pricing, this brief presents MFTransparency's interest rate formulas, including calculating one period interest rate, calculating APR, calculating EIR, and the XIRR calculation. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-formula.png&h=145&w=185&zc=1
Introduction to Transparent Pricing in Microfinance Briefings English, French Need for Transparency 2 Deeper Understanding This briefing outlines the evolution of non‐transparent pricing, the dynamics underlying pricing in microfinance and the movement for transparency. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2010/07/Money9.png&h=145&w=185&zc=1
The Birth of Transparent Markets – Industry Reactions Briefings English MFT Approach 1 Quick Overview This is a collection of quotes reflecting the reactions of participants in the Bolivia and Ecuador Data Launch Conferences to the new possibilities of transparent pricing in microfinance. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2009/10/Featured-Image-endorse.jpg&h=145&w=185&zc=1
Resources Guide for Regulators in Africa Reports English, French Policy for Transparency 3 Professional Level Popular Resources This Resources Guide is a compilation of information about the products and services offered by different organizations in the microfinance industry to policymakers and regulators of African microfinance markets. It was compiled as part of the African Microfinance Pricing Transparency Leadership Forum. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-Africa-Map.jpg&h=145&w=185&zc=1
African Leadership Forum – Stakeholder Roles and Responsibilities Reports English Policy for Transparency 3 Professional Level This resource provides an overview of some of the potential roles participants of the MFTransparency African Microfinance Transparent Pricing Leadership Forum discussed for different stakeholder groups in the microfinance industry, as well as the relationships between them, in terms of facilitating transparent pricing. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-debate2.png&h=145&w=185&zc=1
African Leadership Forum – The Debate Over Official Pricing Disclosure Formulas Reports English Policy for Transparency 3 Professional Level Training sessions given by MFTransparency at the African Microfinance Pricing Transparency Leadership Forum launched an ongoing debate among participants about what an official pricing disclosure formula should include. This resource provides insights from this debate, highlighting the most essential issues to be addressed to establish widespread agreement on this critical element of pricing disclosure policy. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-formula.png&h=145&w=185&zc=1
African Leadership Forum – Financial Education: Heard at the Forum Reports English Financial Literacy, Policy for Transparency 3 Professional Level Client financial education was one of three core themes discussed at the African Microfinance Pricing Transparency Leadership Forum. This resource frames the discussion of client financial education, and extract insights on some of the most complex questions raised about this cornerstone of transparency. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-debate1.png&h=145&w=185&zc=1
African Leadership Forum Discussion Insights: Challenges and Solutions Reports English Policy for Transparency 3 Professional Level This resource presents some of the main challenges, questions and solutions arising from MFTransparency's African Microfinance Pricing Transparency Leadership Forum, centered around three core themes: pricing calculation, standards for reporting and client financial education. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/11/ARE-Ivory-Coast-pic_small12.jpg&h=145&w=185&zc=1
African Leadership Forum Report Reports English Policy for Transparency 3 Professional Level The Forum Report summarizes and analyzes the main topics of the discussion at MFTransparency's African Microfinance Pricing Transparency Leadership Forum, synthesising this unprecidented exchange of experiences into a series of critical observations for the microfinance industry about how to implement policy for transparent pricing. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/11/Roundtable11.jpg&h=145&w=185&zc=1
Consumer Pricing Education Animation Media English Financial Literacy 1 Quick Overview This short animation is part of the Consumer Pricing Education Package. It explains and demonstrates Rules of Thumb - simple concrete messages for consumers about microloan pricing. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-Financial-Education28.png&h=145&w=185&zc=1
Consumer Pricing Education Jingle Media English, Kinyarwanda Financial Literacy 1 Quick Overview This is a catch jingle that can be used for a country-wide radio campaign or to liven up consumer pricing education sessions. It is available both in English and in Kinyarwanda. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-Financial-Education1.png&h=145&w=185&zc=1
Consumer Pricing Education Public Service Announcements Media English, Other Languages Financial Literacy 1 Quick Overview A series of five generic public service announcements (PSAs) that reinforce the Rules of Thumb have been produced as part of the MFTransparency Consumer Pricing Education Package. These are available in English and Kinyarwanda. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-Financial-Education2.png&h=145&w=185&zc=1
Consumer Pricing Education Kit of Images Tools English, French, Other Languages, Portuguese, Spanish Financial Literacy 1 Quick Overview This is a kit of images help consumer pricing education sessions take an interactive and participatory approach, making them fun and interesting for a number of target groups. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-Financial-Education22.png&h=145&w=185&zc=1
Consumer Pricing Education Adaptation Guide Tools English, French, Portuguese Financial Literacy 1 Quick Overview The MFTransparency Consumer Pricing Education Package is meant for use anywhere in the world. Within this document, you will find a checklist to use when adapting the materials, as well as samples of each material. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-Financial-Education21.png&h=145&w=185&zc=1
Consumer Pricing Education Trainers Manual Tools English, French, Portuguese Financial Literacy 1 Quick Overview This trainers guide provides six face-to-face learning sessions that allow any organisation or institution to educate borrowers about microloan product pricing as part of the MFTransparency Consumer Financial Education Package http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Featured-Image-Financial-Education17.png&h=145&w=185&zc=1
Model Repayment Schedule Tools Understanding Prices 3 Professional Level The MFTransparency Model Repayment Schedule has been designed to help providers of microfinance standardize their loan documentation,ensuring it is comprehensive and clear to the client. It is available both in PDF format, and as an excel tool. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Model-Repayment-Schedule.png&h=145&w=185&zc=1
Pricing Certification: Grameen Bank Reports English Understanding Prices 2 Deeper Understanding To enable microfinance institutions to communicate their actual prices to their stakeholders, MicroFinance Transparency provides the service of pricing certification to individual MFIs. In January 2011 Grameen Bank invited MicroFinance Transparency to certify their prices, and this report presents that information http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Grameen-Bank-Logo.png&h=145&w=185&zc=1
Formulas and Approaches Used to Calculate True Pricing Briefings English, Spanish Understanding Prices 3 Professional Level This six-page document outlines the financial concepts used to calculate true pricing, including the time value of money, calculating future and present value of money, and the discount rate method of calculating APR. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/image2.png&h=145&w=185&zc=1
Country Survey for Malawi Reports English Country Reports 2 Deeper Understanding The Country Survey for Malawi provides an overview of the microfinance industry in Malawi. Outlining the national socio-economic, political and historic factors impacting the microfinance market, the Country Survey forms a valuable backdrop against which to examine Malawi's transparent pricing data. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Country-Survey.jpg&h=145&w=185&zc=1
Country Survey for Mozambique Reports English Country Reports 2 Deeper Understanding The Country Survey for Mozambique provides an overview of the microfinance industry in Mozambique. Outlining the national socio-economic, political and historic factors impacting the microfinance market, the Country Survey forms a valuable backdrop against which to examine Mozambique's transparent pricing data. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Country-Survey.jpg&h=145&w=185&zc=1
Country Survey for Rwanda Reports English Country Reports 2 Deeper Understanding The Country Survey for Rwanda provides an overview of the microfinance industry in Rwanda. Outlining the national socio-economic, political and historic factors impacting the microfinance market, the Country Survey forms a valuable backdrop against which to examine Rwanda's transparent pricing data. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Country-Survey.jpg&h=145&w=185&zc=1
Country Survey for Ethiopia Reports English Country Reports 2 Deeper Understanding The Country Survey for Ethiopia provides an overview of the microfinance industry in Ethiopia. Outlining the national socio-economic, political and historic factors impacting the microfinance market, the Country Survey forms a valuable backdrop against which to examine Ethiopia's transparent pricing data. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Country-Survey.jpg&h=145&w=185&zc=1
Country Survey for Tanzania Reports English Country Reports 2 Deeper Understanding The Country Survey for Tanzania provides an overview of the microfinance industry in Tanzania. Outlining the national socio-economic, political and historic factors impacting the microfinance market, the Country Survey forms a valuable backdrop against which to examine Tanzania's transparent pricing data. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/05/Country-Survey.jpg&h=145&w=185&zc=1
Country Survey for Ghana Reports English Country Reports 2 Deeper Understanding The Country Survey for Ghana provides an overview of the microfinance industry in Ghana. Outlining the national socio-economic, political and historic factors impacting the microfinance market, the Country Survey forms a valuable backdrop against which to examine Ghana's transparent pricing data. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/04/Country-Survey.jpg&h=145&w=185&zc=1
Country Survey for Uganda Reports English Country Reports 2 Deeper Understanding The Country Survey for Uganda provides an overview of the microfinance industry in Uganda. Outlining the national socio-economic, political and historic factors impacting the microfinance market, the Country Survey forms a valuable backdrop against which to examine Uganda's transparent pricing data. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/04/Country-Survey.jpg&h=145&w=185&zc=1
Consumer protection: Why Price Transparency is a Key Issue Media English Need for Transparency 1 Quick Overview Popular Resources In this short video clip, filmed at Foromic 2010, CEO Chuck Waterfield explains why pricing transparency is an essential component of client protection. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/04/Foromic-Interview-Chuck-Waterfield1.png&h=145&w=185&zc=1
MFTransparency Endorser Statement English, French, Other Languages, Portuguese, Spanish MFT Approach 1 Quick Overview Popular Resources One of MFTransparency‘s most important forms of support are its endorsers. These are individuals and organizations who have given their written commitment to MFTransparency's mission. The MFTransparency's endorser form can be found here. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/04/endorse.jpg&h=145&w=185&zc=1
What the World is Saying about MFTransparency Miscellaneous English, French MFT Approach 1 Quick Overview Popular Resources This compilation of quotes offers a variety of perspectives on transparency in microfinance from a range of industry actors including policy analysts, funders, journalists, microfinance institutions and networks, microfinance industry support organizations, legal advisors and academics. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/04/world21.jpg&h=145&w=185&zc=1
Independent Study Course Briefings English, Spanish Understanding Prices 2 Deeper Understanding Popular Resources This training session, developed by the world’s leading pricing expert, introduces the foundations of transparent pricing. Featuring practical examples, it will provide you with the tools you need to demystify transparent pricing. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/04/study3.jpg&h=145&w=185&zc=1
Country Survey for Zambia Reports English Country Reports 2 Deeper Understanding The Country Survey for Zambia provides an overview of the microfinance industry in Zambia. Outlining the national socio-economic, political and historic factors impacting the microfinance market, the Country Survey forms a valuable backdrop against which to examine Zambia's transparent pricing data. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/04/Country-Survey.jpg&h=145&w=185&zc=1
Challenge of Understanding Pricing of Microloans Briefings English Understanding Prices 2 Deeper Understanding Popular Resources Using the example of Compartamos in Mexico to explain why there is so much confusion over what true prices really are, this paper gives an overview of the fundamental aspects of pricing in microfinance that lead to non-transparency and an explanation of how interest calculations work http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/09/Featured-Image-Financial-Education26.png&h=145&w=185&zc=1
The Need for Transparency English, French, Portuguese, Spanish MFT Approach, Need for Transparency Popular Resources This document gives a brief outline of why the microfinance industry needs standards for disclosure, how non-transparent pricing in microfinance has evolved, and what the process is for implementing pricing transparency. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/03/transparency.jpg&h=145&w=185&zc=1
Mozambique Data Launch Presentation Presentations and Webinars English, Portuguese Country Reports 2 Deeper Understanding This webinar and PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Mozambique, carried out in 2011. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
Ghana Data Launch Presentation Presentations and Webinars English Country Reports 2 Deeper Understanding This webinar and PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Ghana, carried out in 2011. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
Zambia Data Launch Presentation Presentations and Webinars English Country Reports 2 Deeper Understanding This webinar and PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Zambia, carried out in 2011. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
Tanzania Data Launch Presentation Presentations and Webinars English Country Reports 2 Deeper Understanding This webinar and PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Tanzania, carried out in 2011. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
Ethiopia Data Launch Presentation Presentations and Webinars English Country Reports 2 Deeper Understanding This webinar and PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Ethiopia, carried out in 2011. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
Philippines Pricing Data Report Reports English Country Reports 2 Deeper Understanding For the first time in history, prices for the Philippine microfinance market are now available. This report accompanies the data, detailing data trends and analysis. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/12/Philippine-flag-map2.png&h=145&w=185&zc=1
Case Study: Outlawing Flat Interest in Cambodia English Policy for Transparency This case study shows how the Cambodian microfinance market as a whole took an important step towards transparency, due to a bold policy move by the National Bank of Cambodia in 2001. Policymakers and institutions alike, this is an important resource for those wondering what the experience of transitioning to declining balance rates might be like in your own market. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/11/Cambodia-flag1.jpg&h=145&w=185&zc=1
Reserve Bank of Malawi on Pricing Disclosure Briefings English Policy for Transparency 2 Deeper Understanding MFTransparency interviewed the Reserve Bank of Malawi about the pricing disclosure and client protection aspects of their new Microfinance Bill. This briefing gives an inside look at the process of institutionalizing responsible practice through policy, presenting information on the development of the policy, it's intended outcomes, and innovative aspects of the legislation. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/11/Malawi-Flag-21.jpg&h=145&w=185&zc=1
Case Study: Standardized Loan Documentation in Bosnia & Herzegovina English Policy for Transparency 2 Deeper Understanding For policymakers and regulators considering new pricing disclosure policy or financial institutions looking to revise their loan documentation, this case study is the place to start http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/11/Bosnia-Herzegovina-flag1.jpg&h=145&w=185&zc=1
Flat vs Declining Balance Interest Rate Briefings English Understanding Prices 2 Deeper Understanding Popular Resources This educational article provides a concise overview of the concept of interest, the different methods used to calculate it and some industry standards for disclosure. Financial institutions, investors, donors and regulators alike now have a resource to draw on in understanding and communicating this critical distinction in the pricing of microloans. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/10/Flat-vs-Declining.png&h=145&w=185&zc=1
Colombia Data Launch Presentation Presentations and Webinars Spanish Country Reports 2 Deeper Understanding This webinar and PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Colombia, carried out in 2011. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
Rwanda Data Launch Presentation Presentations and Webinars English, French Country Reports 2 Deeper Understanding This PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Rwanda, carried out in 2011. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
Uganda Data Launch Presentation Presentations and Webinars English Country Reports 2 Deeper Understanding This webinar and PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Uganda, carried out in 2011. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
Responsible Pricing: The State of the Practice External Publication English, French, Spanish Responsible Finance 3 Professional Level Popular Resources Published by the Smart Campaign and co-authored by MFTransparency, this paper gives an overview of transparent and responsible pricing in microfinance, including what the industry has done to date and recommendations for furthering our progress on this important issue. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2010/08/thesmartcampaign.jpg&h=145&w=185&zc=1
Putting Transparency Into Practice: Communicating about Pricing Tools MFT Approach 2 Deeper Understanding Popular Resources This tool, developed by MFTransparency with the Smart Campaign, helps define transparent and responsible pricing and provides several additional resources for MFIs looking to comply with the pricing standards outlined by the Client Protection Principles. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/06/smart-campaign-logo.jpg&h=145&w=185&zc=1
Malawi Data Launch Presentation Presentations and Webinars English Country Reports 2 Deeper Understanding This webinar and PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Malawi, carried out in 2011. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
India Pricing Data Report Reports English Country Reports 3 Professional Level This report, published in January 2011, draws together the context and analysis of pricing data in India. It includes sections on pricing transparency, the evolution of the Transparent Pricing Initiative in India, the current pricing in India, and price and delivery cost comparisons. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/06/India.jpg&h=145&w=185&zc=1
Has the Microfinance Market Come of Age? External Publication English Compartamos, India, IPOs, Microfinance Market, SKS Advanced October 18, 2010, Chuck Waterfield wrote an opinion piece on the outlook of the microfinance industry by comparing Compartamos IPO with SKS India IPO and the effect these moves had on the question, how much profit is too much? Please see below to read the full article!                                          . The CGAP paper provides an excellent […] http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2012/08/MFT_logo_facebook-post-e1417198949289.png&h=145&w=185&zc=1
If No Transparency Media English Need for Transparency 1 Quick Overview While it is important to advocate for transparency by elaborating on the benefits, it is equally important (though less uplifting) to explain the dangers of a non-transparent industry. In this video, a range of microfinance industry practitioners offer their views on how a lack of transparency hurts the industry. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2010/07/Featured-Image-what-if-there-were-no-transparency.png&h=145&w=185&zc=1
Why Transparency Media English Need for Transparency 1 Quick Overview It is one thing to read about the importance of transparency, and quite another to hear about it straight from the mouths of industry practitioners. This video presents a diverse group of microfinance actors discussing their views on transparency. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2010/07/Featured-Image-Is-transparency-important.png&h=145&w=185&zc=1
What is the Interest Rate? Media English Understanding Prices 1 Quick Overview This video presents a series of interviews with industry leaders on the topic of interest rates in microfinance. They provide an overview of some of the determinants of pricing in microfinance as well as the significance of pricing in terms of client protection and transparency. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2010/07/Featured-Image-What-is-Interest-Rate.png&h=145&w=185&zc=1
Kenya Data Launch Presentation Presentations and Webinars English Country Reports 2 Deeper Understanding This webinar and PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Kenya, carried out in 2010. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
Azerbaijan Data Launch Presentation Presentations and Webinars English Country Reports 2 Deeper Understanding This webinar and PDF powerpoint presents data and analysis from the Transparent Pricing Initiative in Azerbaijan, carried out in 2010. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2011/08/Featured-Image-data-launch.png&h=145&w=185&zc=1
Presentation: Financial Services for All Presentations and Webinars English Understanding the Curves 2 Deeper Understanding A brief powerpoint on how the cost curve influences the price curve and must be understood in order to set up systems that allow financial services to be available for all. http://www.mftransparency.org/wp-content/themes/mft/timthumb.php?src=http://www.mftransparency.org/wp-content/uploads/2009/10/Financial-Systems-for-Majority-PPT-185x1451.jpg&h=145&w=185&zc=1