Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.bankofbaku.com/ |
Year established | 1993 |
Head of Institution | Sardar A.Hasanov |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | AZN 145,018,460.70 |
Total Portfolio (USD) | USD 185,921,103.50 |
Active clients with loans | 104,601 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://WWW.IDEPRO.ORG/ |
Year established | 1988 |
Head of Institution | ROBERTO CASANOVAS SAINZ |
Regions active | 0 |
# Branches | 15 |
Total Portfolio (nat'l) | BOB 277,045,116.80 |
Total Portfolio (USD) | USD 41,043,721.01 |
Active clients with loans | 5,428 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | FINRURAL |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | USD 300 - 20,000 | 3 - 24 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business, 20-65 yaÅ | ||||||||
Mit texnikas, Mebel | AZN 150 - 3,000 | 3 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker, tqaàdçàl | yox, yox | |||||||
Avtomobil krediti | AZN 500 - 50,000 | 3 - 36 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men | Yox, Yox | |||||||
Nad pul krediti | AZN 150 - 3,000 | 3 - 24 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men, Salaried worker |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Individual - Pro Cadenas (BOB) | BOB 780 - 354,000 | 3 - 72 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Crédito Individual - Pro Cadenas (USD) | USD 244 - 47,000 | 3.7 - 72 | 20% - 40% | 20% - 40% | Business, Capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecer a las cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre | |||||||
Crédito Individual - Pro Micro (BOB) | BOB 1,000 - 105,000 | 3 - 72 | 40% - 60% | 60% - 80% | Business, Capital de Inversión, Capital de Operaciones | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Crédito Individual - Pro Micro (USD) | USD 200 - 40,000 | 2.8 - 72 | 20% - 40% | 40% - 60% | Business, Capital de operación, Capital de inversión | Women, Men, Have business, minimo 18 años y maximo 65 años | Credit Ins | |||||||
Crédito Individual - Servicios Especializados e Integrados | USD 150 - 20,000 | 4 - 72 | 40% - 60% | 0% - 20% | Business, Capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecer a las cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre | |||||||
Crédito Individual -Servicios de Microcrédito | USD 150 - 15,000 | 4 - 72 | 40% - 60% | 40% - 60% | Business, Capital de operación, Capital de inversión | Women, Men, Have business, minimo 18 años y maximo 65 años | Credit Ins | |||||||
Prendario Tipo Warrant - Pro Cadenas (USD) | USD 500 - 10,000 | 17.7 - 72 | 20% - 40% | 0% - 20% | Business, capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecen a cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre | |||||||
Prendario Tipo Warrant - Servicios Especializados e Integrados | USD 500 - 10,000 | 10 - 72 | 0% - 20% | 0% - 20% | Business, capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecen a cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0%-15.0% upfront | 31.3% - 39.2% | 31.3% - 73% | 63 | ||||||||
Mit texnikas, Mebel | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 40.7% - 53.4% | 40.7% - 53.4% | 67 | ||||||||
Avtomobil krediti | 20.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 23.4% - 34.7% | 23.4% - 34.7% | 74 | ||||||||
Nad pul krediti | 28.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.2% - 46.8% | 36.2% - 46.8% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Individual - Pro Cadenas (BOB) | 14.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 15.8% - 19.8% | 16.5% - 20.2% | 79 | ||||||||
Crédito Individual - Pro Cadenas (USD) | 13.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | 15.00% Principal | N/A | 15.2% - 29.6% | 15.8% - 29.6% | 58 | ||||||||
Crédito Individual - Pro Micro (BOB) | 14.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.3% - 30.4% | 18.9% - 31.1% | 55 | ||||||||
Crédito Individual - Pro Micro (USD) | 12.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins | 15.00% Principal | N/A | 25% - 32.6% | 26.1% - 33.2% | 39 | ||||||||
Crédito Individual - Servicios Especializados e Integrados | 14.0%-25.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Crédito Individual -Servicios de Microcrédito | 16.0%-29.0% annual, Decl Bal | 1 Fee | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Prendario Tipo Warrant - Pro Cadenas (USD) | 16.0%-19.0% annual, Decl Bal | 1 Fee | 1 Ins | 15.00% Principal | N/A | 7.5% - 17.4% | 7.6% - 17.5% | 100 | ||||||||
Prendario Tipo Warrant - Servicios Especializados e Integrados | 16.0%-19.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0%-15.0% upfront | 31.3% - 39.2% | 31.3% - 73% | 63 | ||||||||
Mit texnikas, Mebel | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 40.7% - 53.4% | 40.7% - 53.4% | 67 | ||||||||
Avtomobil krediti | 20.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 23.4% - 34.7% | 23.4% - 34.7% | 74 | ||||||||
Nad pul krediti | 28.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.2% - 46.8% | 36.2% - 46.8% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Individual - Pro Cadenas (BOB) | 14.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 15.8% - 19.8% | 16.5% - 20.2% | 79 | ||||||||
Crédito Individual - Pro Cadenas (USD) | 13.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 15.00% Principal | N/A | 15.2% - 29.6% | 15.8% - 29.6% | 58 | ||||||||
Crédito Individual - Pro Micro (BOB) | 14.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.3% - 30.4% | 18.9% - 31.1% | 55 | ||||||||
Crédito Individual - Pro Micro (USD) | 12.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | 15.00% Principal | N/A | 25% - 32.6% | 26.1% - 33.2% | 39 | ||||||||
Crédito Individual - Servicios Especializados e Integrados | 14.0%-25.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Crédito Individual -Servicios de Microcrédito | 16.0%-29.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Prendario Tipo Warrant - Pro Cadenas (USD) | 16.0%-19.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 15.00% Principal | N/A | 7.5% - 17.4% | 7.6% - 17.5% | 100 | ||||||||
Prendario Tipo Warrant - Servicios Especializados e Integrados | 16.0%-19.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |