Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.bankofbaku.com/ |
Year established | 1993 |
Head of Institution | Sardar A.Hasanov |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | AZN 145,018,460.70 |
Total Portfolio (USD) | USD 185,921,103.50 |
Active clients with loans | 104,601 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.firstalliedghana.com |
Year established | 1996 |
Head of Institution | Nana Yaw Oduro |
Regions active | Greater Accra Region, Central Region, Western Region, Eastern Region, Ashanti Region, Brong Ahafo Region |
# Branches | 21 |
Total Portfolio (nat'l) | GHS 27,673,204.91 |
Total Portfolio (USD) | USD 14,047,312.14 |
Active clients with loans | 13,585 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Ghana Microfinance Institutions Network, Ghana Employers Association, Ghana National Chamber of Commerce and Industry |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | USD 300 - 20,000 | 3 - 24 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business, 20-65 yaÅ | ||||||||
Mit texnikas, Mebel | AZN 150 - 3,000 | 3 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker, tqaàdçàl | yox, yox | |||||||
Avtomobil krediti | AZN 500 - 50,000 | 3 - 36 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men | Yox, Yox | |||||||
Nad pul krediti | AZN 150 - 3,000 | 3 - 24 | 60% - 80% | 60% - 80% | Any Purpose | Women, Men, Salaried worker |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Golden Susu Loans | GHS 500 - 10,000 | 3 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Business Training, Other Training | |||||||
Commercial Loans | GHS 1,000 - 300,000 | 1 - 24 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Business Training, Other Training | |||||||
Salary Loans | GHS 200 - 50,000 | 1 - 36 | 20% - 40% | 60% - 80% | Consumer, Education, Other | Women, Men, Salaried worker | Other Training | |||||||
Super Golden Susu | GHS 10,500 - 50,000 | 3 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Other Training | |||||||
Fast Track Susu | GHS 2,000 - 10,000 | 3 - 6 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Business Training, Other Training | |||||||
Travel Loans | GHS 2,000 - 10,000 | 3 - 6 | 40% - 60% | 100% | Other | Women, Men, Have business, Salaried worker | Business Training, Other Training | |||||||
Distance Banking | GHS 1,500 - 10,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Group Mtgs, Business Training, Other Training | |||||||
Premium Golden Susu | GHS 1,500 - 50,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0%-15.0% upfront | 31.3% - 39.2% | 31.3% - 73% | 63 | ||||||||
Mit texnikas, Mebel | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 40.7% - 53.4% | 40.7% - 53.4% | 67 | ||||||||
Avtomobil krediti | 20.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 23.4% - 34.7% | 23.4% - 34.7% | 74 | ||||||||
Nad pul krediti | 28.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.2% - 46.8% | 36.2% - 46.8% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Golden Susu Loans | 36.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0%-25.0% upfront | 65.6% - 68.3% | 105.1% - 111.1% | 33 | ||||||||
Commercial Loans | 31.0%-41.0% annual, Flat | 1 Fee | 0 Ins | None | 5.0%-25.0% upfront | 70.6% - 72.2% | 91.1% - 116.2% | 29 | ||||||||
Salary Loans | 19.0%-28.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 32.8% - 51.1% | 32.8% - 51.1% | 46 | ||||||||
Super Golden Susu | 36.0% annual, Flat | 1 Fee | 0 Ins | None | 5.0%-25.0% upfront | 63.5% - 64.7% | 101.5% - 105% | 34 | ||||||||
Fast Track Susu | 36.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0%-25.0% upfront | 66.7% - 68.3% | 107.7% - 111% | 32 | ||||||||
Travel Loans | 44.0%-48.0% annual, Flat | 1 Fee | 0 Ins | None | 15.0%-25.0% upfront | 49.4% - 53% | 57.7% - 61.9% | 74 | ||||||||
Distance Banking | 36.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0%-25.0% upfront | 67.3% - 68.7% | 109.4% - 111.6% | 32 | ||||||||
Premium Golden Susu | 36.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0%-25.0% upfront | 65.5% - 74.4% | 104.9% - 125.8% | 32 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mikrokredit | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0%-15.0% upfront | 31.3% - 39.2% | 31.3% - 73% | 63 | ||||||||
Mit texnikas, Mebel | 30.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 40.7% - 53.4% | 40.7% - 53.4% | 67 | ||||||||
Avtomobil krediti | 20.0%-26.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 23.4% - 34.7% | 23.4% - 34.7% | 74 | ||||||||
Nad pul krediti | 28.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.2% - 46.8% | 36.2% - 46.8% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Golden Susu Loans | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0%-25.0% upfront | 65.6% - 68.3% | 105.1% - 111.1% | 33 | ||||||||
Commercial Loans | 31.0%-41.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 5.0%-25.0% upfront | 70.6% - 72.2% | 91.1% - 116.2% | 29 | ||||||||
Salary Loans | 19.0%-28.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 32.8% - 51.1% | 32.8% - 51.1% | 46 | ||||||||
Super Golden Susu | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 5.0%-25.0% upfront | 63.5% - 64.7% | 101.5% - 105% | 34 | ||||||||
Fast Track Susu | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0%-25.0% upfront | 66.7% - 68.3% | 107.7% - 111% | 32 | ||||||||
Travel Loans | 44.0%-48.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 15.0%-25.0% upfront | 49.4% - 53% | 57.7% - 61.9% | 74 | ||||||||
Distance Banking | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0%-25.0% upfront | 67.3% - 68.7% | 109.4% - 111.6% | 32 | ||||||||
Premium Golden Susu | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0%-25.0% upfront | 65.5% - 74.4% | 104.9% - 125.8% | 32 |
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% Products with compulsory deposits |
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