| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.fincaazerbaijan.com/ |
| Year established | 1998 |
| Head of Institution | Timothy Tarrant |
| Regions active | Absheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-Shirvan, Nakhichevan |
| # Branches | 65 |
| Total Portfolio (nat'l) | AZN 182,019,860 |
| Total Portfolio (USD) | USD 233,358,794.90 |
| Active clients with loans | 153,070 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | FINCA International |
| Funders | ResponsiAbility, PASHA Bank, Triodos, EBRD |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solidarity Credit Group (USD) | USD 50 - 3,000 | 4 - 18 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business | ||||||||
| Rural loan Product (USD) | USD 50 - 3,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Must have two active cash streams | ||||||||
| Express Loan (USD) | USD 100 - 25,000 | 3 - 36 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business | ||||||||
| SME Loan (USD) | USD 5,000 - 100,000 | 3 - 60 | 0% - 20% | 60% - 80% | Business | Women, Men, Have business | ||||||||
| Individual Rural Loan (USD) | USD 100 - 10,000 | 6 - 24 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, Have business | ||||||||
| Solidarity Credit Group (AZN) | AZN 50 - 2,400 | 4 - 18 | 40% - 60% | 60% - 80% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | ||||||||
| Rural Loan Product (AZN) | AZN 50 - 2,400 | 6 - 24 | 20% - 40% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business | ||||||||
| Express Loan (AZN) | AZN 100 - 20,000 | 3 - 36 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business | ||||||||
| Agriculture loan (AZN) | AZN 1,000 - 16,000 | 3 - 24 | 0% - 20% | 0% - 20% | Business, Agriculture | Women, Men, Have business | ||||||||
| Individual Rural Loan (AZN) | AZN 100 - 8,000 | 3 - 36 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, Have business | ||||||||
| Agriculture Loan (USD) | USD 100 - 20,000 | 3 - 24 | 0% - 20% | 0% - 20% | Agriculture | Women, Men, Have business | ||||||||
| SME Loan (AZN) | AZN 4,000 - 80,000 | 3 - 60 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Solidarity Credit Group (USD) | 29.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 33.6% - 35.5% | 33.6% - 35.5% | 84 | ||||||||
| Rural loan Product (USD) | 29.0%-34.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 38.5% | 38.5% | 75 | ||||||||
| Express Loan (USD) | 24.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.4% - 34.3% | 29.4% - 34.3% | 74 | ||||||||
| SME Loan (USD) | 20.0%-23.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 24.9% - 25.7% | 24.9% - 25.7% | 78 | ||||||||
| Individual Rural Loan (USD) | 26.0%-37.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 32.6% - 40.7% | 32.6% - 40.7% | 71 | ||||||||
| Solidarity Credit Group (AZN) | 26.5%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.9% - 40.2% | 30.9% - 40.2% | 77 | ||||||||
| Rural Loan Product (AZN) | 24.5%-37.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.9% - 42.6% | 28.9% - 42.6% | 70 | ||||||||
| Express Loan (AZN) | 23.0%-35.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.7% - 40.6% | 28.7% - 40.6% | 67 | ||||||||
| Agriculture loan (AZN) | 34.0%-38.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.3% - 41% | 36.3% - 41% | 85 | ||||||||
| Individual Rural Loan (AZN) | 24.5%-40.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 27.9% - 43% | 27.9% - 43% | 70 | ||||||||
| Agriculture Loan (USD) | 34.0%-38.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| SME Loan (AZN) | 20.0%-23.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 159 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 159 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 159 |
| Amanecer | 4,300 | 8,253,000 | 4 | 159 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 159 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 154 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 159 |
| BdO | 10,400 | 7,945,000 | 2 | 159 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 159 |
| Confiar | 43,800 | 81,993,000 | 7 | 159 |
| Congente | 5,400 | 20,045,000 | 2 | 159 |
| Contactar | 25,100 | 20,184,000 | 2 | 159 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 159 |
| Finamerica | 39,800 | 99,536,000 | 7 | 159 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 159 |
| FMSD | 6,800 | 9,236,000 | 6 | 159 |
| Fomentamos | 900 | 102,000 | 1 | 159 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 159 |
| Fund Oleoductos | 500 | 435,000 | 1 | 154 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 159 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 159 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 159 |
| Interactuar | 30,200 | 93,846,000 | 4 | 159 |
| MEDA | 15,600 | 27,322,000 | 2 | 159 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 159 |
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