Please note that the information you are viewing is 169 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 112 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Parabank 60 Samed Vurgun strBaku, BakuAZ1022
Data approved: 2012-04-18
Data version: 2
Age of data: 169 months

Institution

Chamroeun Microfinance Limited # 425, St.271, Sangkat Toul Tumpong IIKhan ChamkarmonPhnom penh, Cambodia
Data approved: 2015-01-06
Data version: 4
Age of data: 112 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.parabank.az/
Year established1991
Head of InstitutionVali Guliyev
Regions activeAbsheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-ShirvanKur
# Branches16

Total Portfolio (nat'l)AZN 64,721,000
Total Portfolio (USD)USD 82,975,641.03
Active clients with loans7,573
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.chamroeun.com/
Year established2006
Head of InstitutionSophea Suon
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, KepKratié, Phnom Penh, Pursat, Prey VengSiem Reap, Takéo
# Branches40

Total Portfolio (nat'l)KHR 29,549,677,100
Total Portfolio (USD)USD 7,480,930.91
Active clients with loans48,192
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsCMA, BWTP, Mix Market, SPTF
FundersEntrepreneurs du Monde, Microfinance Solidaire, Grameen Credit Agrole Microfinance Foundation, Chamroeun Staff Association

Loan Products » Summary

6,236 Borrowers
USD 13,669,682.05 Portfolio
Active Product
2,640 Borrowers
USD 2,472,435.90 Portfolio
Active Product
1,510 Borrowers
USD 21,093,866.67 Portfolio
Active Product

Loan Products » Summary

CL
24,027 Borrowers
USD 3,284,447.37 Portfolio
Active Product
DL
12,376 Borrowers
USD 3,135,506.05 Portfolio
Active Product
EL
11,779 Borrowers
USD 1,060,445.85 Portfolio
Active Product
SEL
10 Borrowers
USD 531.65 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumer Loans AZN 1,000 - 20,000 3 - 24 20% - 40% 0% - 20% Any Purpose Women, Men, Have home or land, Salaried worker Credit Educ, Credit Ins
Group Loans AZN 500 - 2,000 3 - 18 20% - 40% 0% - 20% Business Women, Men Credit Educ, Group Mtgs, Credit Ins
Micro Loans AZN 1,000 - 20,000 6 - 18 20% - 40% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Chamroeun Loan KHR 100,000 - 1,600,000 3 - 12 80% - 100% 20% - 40% Business, Agriculture Women, Men, Have business, Have home or land Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management)
Developing Loan KHR 100,000 - 1,000,000 3 - 12 80% - 100% 20% - 40% Business, Agriculture Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management)
Entrepreneurs Loan KHR 1,200,000 - 4,000,000 3 - 18 80% - 100% 20% - 40% Business, Agriculture Women, Men, Have business, Have home or land Tech Asst Visits, Business Training, Other Training, Social training ( health, nutrition, domestic violence, waste management)

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumer Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 27.8% - 38.1% 27.8% - 38.1% 77
Group Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 24.3% - 37.7% 24.3% - 37.7% 81
Micro Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 33.9% - 43% 33.9% - 43% 63

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Chamroeun Loan 42.0% annual, Decl Bal 1 Fee 0 Ins None N/A 45.6% - 52.4% 45.6% - 52.4% 88
Developing Loan 39.0% annual, Decl Bal 1 Fee 0 Ins None N/A 42.7% - 53.8% 42.7% - 53.8% 86
Entrepreneurs Loan 39.0% annual, Decl Bal 1 Fee 0 Ins None N/A 41.5% - 43.8% 41.5% - 43.8% 92

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumer Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.8% - 38.1% 27.8% - 38.1% 77
Group Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 24.3% - 37.7% 24.3% - 37.7% 81
Micro Loans 24.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 33.9% - 43% 33.9% - 43% 63

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Chamroeun Loan 42.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 45.6% - 52.4% 45.6% - 52.4% 88
Developing Loan 39.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 42.7% - 53.8% 42.7% - 53.8% 86
Entrepreneurs Loan 39.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 41.5% - 43.8% 41.5% - 43.8% 92
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Institution Price Graph
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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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