Viator Microcredit Azerbaijan LLC - MFTransparency.org Truth In Lending Tables

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Institution

Viator Microcredit Azerbaijan LLC N.Narimanov str., 207, Ganja, AzerbaijanGanjaAZ2000

Data approved: 1900-01-00

Data version: 1

Age of data: 102 months

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Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	http://www.viator-az.com
Year established	1998
Head of Institution	Abraham Vencent Asgapo
Regions active	Ganja-Qazakh, Shaki-Zaqatala
# Branches	6

Total Portfolio (nat'l)	AZN 15,994,615
Total Portfolio (USD)	USD 20,505,916.67
Active clients with loans	19,567
Approximate % female clients	20% - 40%
Approximate % urban clients	40% - 60%
Network affiliations	AMFA (Azerbaijan MicroFinance Assosiation), MIX Market, MFC (Microfinance Center)
Funders	Incofin Investment Management, Grameen Credit Agricole Foundation, ConCap, Symbiotics

Loan Products » Summary

Agriculture

11,415 Borrowers

USD 11,090,106.41 Portfolio

Active Product

Micro

2,163 Borrowers

USD 2,008,711.54 Portfolio

Active Product

Small Enter.

74 Borrowers

USD 273,860.26 Portfolio

Active Product

Social

473 Borrowers

USD 535,276.92 Portfolio

Active Product

Agri-USD

272 Borrowers

USD 567,274 Portfolio

Active Product

Micro-USD

4,771 Borrowers

USD 4,967,337 Portfolio

Active Product

Small En-USD

187 Borrowers

USD 758,087 Portfolio

Active Product

S. Bus-USD

212 Borrowers

USD 268,252 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agricultural Loan	AZN 300 - 6,000	3 - 18	20% - 40%	40% - 60%	Agriculture	Women, Men, Have business	Business Training, Other Training
Micro-Business Loan	AZN 300 - 3,000	3 - 18	20% - 40%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training
Small Enterprise Loan	AZN 3,000 - 8,000	3 - 18	20% - 40%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training
Social Business Loan	AZN 3,000 - 8,000	3 - 18	20% - 40%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training
Agricultural Loan USD	USD 400 - 8,000	3 - 18	20% - 40%	40% - 60%	Agriculture	Women, Men, Have business	Business Training, Other Training
Micro-Business Loan USD	USD 400 - 4,000	3 - 18	40% - 60%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training
Small Enterprise Loan USD	USD 4,000 - 10,000	3 - 18	20% - 40%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training
Social Business Loan USD	USD 4,000 - 10,000	3 - 18	20% - 40%	40% - 60%	Business	Women, Men, Have business	Business Training, Other Training

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agricultural Loan	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	33.7% - 34.4%	35.3% - 36.4%	80
Micro-Business Loan	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	34.5% - 34.6%	36.5% - 36.6%	79
Small Enterprise Loan	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	0%	0%	N/A
Social Business Loan	28.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	31.1%	32.5%	89
Agricultural Loan USD	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	33.4%	34.9%	83
Micro-Business Loan USD	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	33.5% - 34.7%	34.9% - 36.7%	80
Small Enterprise Loan USD	28.8%-34.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	32.6%	34%	85
Social Business Loan USD	28.8% annual, Decl Bal	1 Fee	1 Ins	None	N/A	31.1%	32.5%	89

Institution Price Graph

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Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	121
AMPL	0	0	0	121
Arman	41,500	529,107,000	1	121
Arohan	43,500	8,091,000	2	121
ASA INDIA	164,000	15,380,000	1	121
Asirvad	113,500	19,328,000	1	121
Asmitha	1,114,800	217,867,000	1	121
Bandhan	4,048,600	674,564,000	5	121
Belstar	123,000	23,945,000	2	100
BSFL	275,200	31,590,000	3	121
Chaitanya	20,700	3,748,000	3	121
Disha Microfin	69,000	14,332,000	2	121
Equitas	1,220,000	186,415,000	4	121
ESAF	354,200	43,500,000	5	121
FFSL	150,600	35,719,000	2	121
Fusion	66,800	9,820,000	2	121
Grama Vidiyal	738,200	102,101,000	1	121
Grameen Koota	586,600	83,555,000	15	123
Janalakshmi	506,000	119,077,000	2	121
L & T Finance	399,800	37,199,000	1	121
MFL	331,800	49,083,000	1	121
MMFL	175,000	23,752,000	2	121
Mpower	13,600	2,263,000	2	121
Sahayata	0	0	0	121
Saija	24,700	4,682,000	2	121
Samasta	45,500	4,809,000	2	121
Satin	405,600	90,174,000	2	121
SCCI	115,600	15,910,000	2	121
Share	2,195,400	376,727,000	1	121
SKS	3,409,000	355,029,000	2	121
SMILE	360,200	56,927,000	1	121
SNFL	9,400	1,779,000	1	121
Sonata Finance	158,200	22,724,000	3	123
Spandana	533,400	147,240,000	2	121
Suryoday	78,600	14,713,000	3	121
SVCL	118,200	18,886,000	1	121
Swadhaar	92,800	17,166,000	3	121
Trident	68,700	8,852,000	1	121
Ujjivan	913,300	160,848,000	5	121
Utkarsh	168,600	25,915,000	3	121
VFS	175,400	19,264,000	2	121
Asomi	50,300	4,743,000	2	154
AES India	3,600	286,000	1	154
Arth	2,900	611,000	2	154
Asomi	50,300	4,743,000	2	154
Barasat GS	1,100	99,508.02	1	154
BJS	6,000	468,000	1	154
Cashpor	417,000	50,452,000	1	153
Credible	10,000	1,669,540.36	2	154
DIBAKAR	1,800	145,000	1	153
GOF	65,200	5,388,000	4	153
Hope	62,600	4,407,000	1	151
Jaago	2,700	237,000	1	152
LOK	4,900	573,000	1	153
Nano	25,600	3,660,000	2	154
NBSAAVS	28,100	2,821,000	1	151
Nirantara	8,200	917,000	2	153
Parama	7,100	482,000	1	153
Pragathi	26,200	4,579,000	6	153
PWMACS	36,500	5,946,000	1	153
Saadhana	90,900	12,046,000	2	153
Sambhav	1,500	183,000	3	153
Seba Rahara	6,700	468,000	1	153
SU	61,100	5,498,000	1	153
Swayanshree	7,900	918,000	2	153
Vikas Samiti	1,600	168,000	1	153
Vistaar	4,300	1,157,000	2	151
We The People	1,100	244,000	2	153
WEMCS	1,100	85,000	1	153
Yukti	1,100	99,000	2	153

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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

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