| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.aned.org/ |
| Year established | 1978 |
| Head of Institution | Martha Patricia Machicado Duran |
| Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
| # Branches | 38 |
| Total Portfolio (nat'l) | BOB 45,322,243 |
| Total Portfolio (USD) | USD 6,714,406.37 |
| Active clients with loans | 5,652 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | FINRURAL |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | BOB 500 - 8,000 | 6 - 24 | 80% - 100% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
| Credito Individual - BOB | BOB 1,000 - 70,000 | 4 - 69 | 40% - 60% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business, Para las Unidades Fami-Empresarial | Credit Ins | |||||||
| Credito Individual - USD | USD 200 - 12,000 | 6 - 96 | 20% - 40% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
| Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
| Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 160 |
| ANED | 5,400 | 6,579,000 | 3 | 118 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 118 |
| BancoSol | 215,300 | 861,418,000 | 30 | 118 |
| CIDRE | 8,500 | 126,578,000 | 8 | 118 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 160 |
| CRECER | 166,900 | 134,626,000 | 13 | 118 |
| Diaconia | 67,000 | 85,734,000 | 2 | 118 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 118 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 160 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 118 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 118 |
| FONDECO | 14,200 | 24,274,000 | 3 | 118 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 118 |
| FUBODE | 29,400 | 24,444,000 | 7 | 118 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 118 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 118 |
| IMPRO | 2,400 | 2,885,000 | 4 | 118 |
| ProCredit | 84,300 | 257,487,000 | 8 | 160 |
| PRODEM | 44,900 | 62,529,000 | 4 | 118 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 118 |
| Sartawi | 14,600 | 26,842,000 | 8 | 118 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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