| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.aned.org/ |
| Year established | 1978 |
| Head of Institution | Martha Patricia Machicado Duran |
| Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
| # Branches | 38 |
| Total Portfolio (nat'l) | BOB 45,322,243 |
| Total Portfolio (USD) | USD 6,714,406.37 |
| Active clients with loans | 5,652 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | FINRURAL |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | BOB 500 - 8,000 | 6 - 24 | 80% - 100% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
| Credito Individual - BOB | BOB 1,000 - 70,000 | 4 - 69 | 40% - 60% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business, Para las Unidades Fami-Empresarial | Credit Ins | |||||||
| Credito Individual - USD | USD 200 - 12,000 | 6 - 96 | 20% - 40% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
| Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
| Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 155 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 155 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 155 |
| Amanecer | 4,300 | 8,253,000 | 4 | 155 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 155 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 150 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 155 |
| BdO | 10,400 | 7,945,000 | 2 | 155 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 155 |
| Confiar | 43,800 | 81,993,000 | 7 | 155 |
| Congente | 5,400 | 20,045,000 | 2 | 155 |
| Contactar | 25,100 | 20,184,000 | 2 | 155 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 155 |
| Finamerica | 39,800 | 99,536,000 | 7 | 155 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 155 |
| FMSD | 6,800 | 9,236,000 | 6 | 155 |
| Fomentamos | 900 | 102,000 | 1 | 155 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 155 |
| Fund Oleoductos | 500 | 435,000 | 1 | 150 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 155 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 155 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 155 |
| Interactuar | 30,200 | 93,846,000 | 4 | 155 |
| MEDA | 15,600 | 27,322,000 | 2 | 155 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 155 |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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